Bitrefill vs Cake Pay
It is a trade-off. Bitrefill has the higher Safety grade (5.0 against 3.0), while Cake Pay has the higher Privacy grade (6.2 against 2.1).
Bitrefill
Largest crypto gift-card, top-up and eSIM store; terms allow KYC requests
Privacy
2.1/ 10
Poor
Safety
5.0/ 10
Caution
ID on risk flag KYC 3 Docs reviewed Full review →
Cake Pay
Gift-card and prepaid-card store from the Cake Wallet team; under maintenance
Privacy
6.2/ 10
Fair
Safety
3.0/ 10
Poor
No ID mentioned KYC 1 Suspended Full review →
Side by side
| Bitrefill | Cake Pay | |
|---|---|---|
| Category | Gift Cards | Gift Cards |
| KYC policy | ID on risk flag | No ID mentioned |
| Custody | Mixed | N/A |
| Sign-up | Email optional | Email required |
| Open source | No | No |
| Tor onion address | No | No |
| Coins | BTC, ETH, USDT, USDC, LTC | XMR, BTC, LTC |
| Pay with | Crypto, Lightning | Crypto, Monero |
| Founded | 2014 | Not published |
| Jurisdiction | Sweden | Not published |
| Incidents on record | 1 | 1 |
| Published tests (180 days) | 0 | 0 |
Only Bitrefill
Accepts LightningLegal entity disclosedAML screeningMay request IDClosed source5+ years operatingRuns an affiliate programme
Both
Nothing distinct
Only Cake Pay
Accepts MoneroRequires email
Where they sit among gift cards
Questions
Is Bitrefill or Cake Pay safer?
Bitrefill has the higher Safety grade: Bitrefill 5.0, Cake Pay 3.0, out of 10.
Does Bitrefill or Cake Pay require KYC?
Bitrefill is KYC level 3 (ID on risk flag). Cake Pay is KYC level 1 (no ID mentioned).
Which has more incidents on record?
Bitrefill has 1 and Cake Pay has 1 documented incident in the registry.