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BingCard vs WaldenPay

WaldenPay has the higher grade on both axes: Safety 4.4 against 4.0, and Privacy 3.8 against 0.3.

BingCard

Virtual and physical crypto cards; physical cards and flagged accounts need ID

Privacy

0.3/ 10

Poor

Safety

4.0/ 10

Caution

ID on risk flag KYC 3 Docs reviewed Full review →

WaldenPay

Virtual prepaid card loaded with crypto, run by a Dutch company

Privacy

3.8/ 10

Poor

Safety

4.4/ 10

Caution

ID in rare cases KYC 2 Docs reviewed Full review →

Side by side

BingCardWaldenPay
Category Crypto Cards Crypto Cards
KYC policy ID on risk flag ID in rare cases
Custody Custodial Custodial
Sign-up Phone number required Email required
Open source No No
Tor onion address No No
Coins BTC, USDT, ETH, USDC USDT, USDC, BTC, ETH, SOL, TRX, LTC
Pay with Crypto Crypto
Fees 1% transaction fee stated on the homepage; other fees on the pricing page $10 card issuance; top-up fee 5%, falling to 3% with 30-day spend volume; no monthly fee
Limits Limits are published on the website; figures were not reviewed User-to-user transfers: $10,000 per transfer, $20,000 per rolling 24 hours; card load limits not stated
Jurisdiction Canada / Seychelles Netherlands
Not available in US citizens and US-incorporated entities; only supported countries and territories Restricted jurisdictions listed on the countries page, including Belarus, Afghanistan, Myanmar and the Crimea, Donetsk and Luhansk regions
Incidents on record 0 0
Published tests (180 days) 0 0

Only BingCard

Requires phone numberMay request IDExcludes US users

Both

CustodialClosed sourceRequires emailAML screeningLegal entity disclosed

Only WaldenPay

Nothing distinct

Where they sit among crypto cards

2 2 4 4 6 6 8 8 10 10 PRIVATE AND SAFE SAFE, ASKS MORE PRIVATE, LESS PROVEN PRIVACY GRADE → SAFETY GRADE → Moon Privacy 5.7 · Safety 4.7 Laso Finance Privacy 2.2 · Safety 4.6 WaldenPay Privacy 3.8 · Safety 4.4 Stealths Privacy 7.9 · Safety 4.3 Kripicard Privacy 2.1 · Safety 4.0 BingCard Privacy 0.3 · Safety 4.0 Goblin Card Privacy 5.4 · Safety 3.9 XMRVCC Privacy 6.6 · Safety 3.8 2Fiat Privacy 6.1 · Safety 3.8 OffGrid Privacy 5.7 · Safety 3.8 DigitalPurse Privacy 2.4 · Safety 3.8 SolvoCard Privacy 5.8 · Safety 2.1 XKard (XHYPE) Privacy 1.1 · Safety 5.1
Trade Spend Infrastructure Identity 13 services. Hover or tap a point.

Questions

Is BingCard or WaldenPay safer?

WaldenPay has the higher Safety grade: BingCard 4.0, WaldenPay 4.4, out of 10.

Does BingCard or WaldenPay require KYC?

BingCard is KYC level 3 (ID on risk flag). WaldenPay is KYC level 2 (ID in rare cases).

Which has more incidents on record?

BingCard has 0 and WaldenPay has 0 documented incidents in the registry.

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