Electrum vs Monfluo
It is a trade-off. Electrum has the higher Safety grade (8.5 against 7.0), while Monfluo has the higher Privacy grade (8.9 against 8.6).
Electrum
Long-established open-source Bitcoin wallet with Lightning support
Privacy
8.6/ 10
Excellent
Safety
8.5/ 10
Excellent
ID never required KYC 0 Docs reviewed Full review →
Monfluo
Open-source Android Monero wallet descended from Mysu and Monerujo
Privacy
8.9/ 10
Excellent
Safety
7.0/ 10
Strong
ID never required KYC 0 Docs reviewed Full review →
Side by side
| Electrum | Monfluo | |
|---|---|---|
| Category | Wallets | Wallets |
| KYC policy | ID never required | ID never required |
| Custody | Non Custodial | Non Custodial |
| Sign-up | No account needed | No account needed |
| Open source | Yes | Yes |
| Tor onion address | No | No |
| Coins | BTC | XMR |
| Founded | 2011 | Not published |
| Jurisdiction | Germany | Decentralised / none |
| Incidents on record | 0 | 0 |
| Published tests (180 days) | 0 | 0 |
Only Electrum
Accepts Lightning5+ years operatingLegal entity disclosed
Both
No registrationNo email neededNo phone neededOpen sourceNon-custodial
Only Monfluo
Accepts Monero
Where they sit among wallets
Questions
Is Electrum or Monfluo safer?
Electrum has the higher Safety grade: Electrum 8.5, Monfluo 7.0, out of 10.
Does Electrum or Monfluo require KYC?
Electrum is KYC level 0 (ID never required). Monfluo is KYC level 0 (ID never required).
Which has more incidents on record?
Electrum has 0 and Monfluo has 0 documented incidents in the registry.