Wallets · October 2026
Monfluo alternatives
12 wallets that do a similar job to Monfluo, ranked by Safety grade. Monfluo itself is graded Privacy 8.9 and Safety 7.0.
Monfluo alternatives in short
Monfluo is graded 8.9 for privacy and 7.0 for safety. The closest wallets by Safety grade are Electrum (8.5), Phoenix (8.5), Wasabi Wallet (8.0). 12 of the 12 alternatives listed here have terms that rule out ID checks entirely.
Services like Monfluo
| # | Service | KYC | Privacy | Safety | Evidence | Accepts | Incidents |
|---|---|---|---|---|---|---|---|
| 01 |  Electrum No account needed Never holds your funds Open source Long-established open-source Bitcoin wallet with Lightning support | Never KYC 0 | 8.6 | 8.5 | Docs reviewed | BTC | |
| 02 |  Phoenix No account needed Never holds your funds Open source Self-custodial mobile Lightning wallet from ACINQ with automatic channels and swaps | Never KYC 0 | 8.6 | 8.5 | Docs reviewed | BTC | |
| 03 |  Wasabi Wallet Tor onion address No account needed Never holds your funds Open source Open-source desktop Bitcoin wallet that routes all traffic through Tor | Never KYC 0 | 8.9 | 8.0 | Docs reviewed | BTC | |
| 04 |  ZEUS No account needed Never holds your funds Open source Open-source self-custodial Bitcoin and Lightning wallet and remote node manager | Never KYC 0 | 8.6 | 8.0 | Docs reviewed | BTC | |
| 05 |  Cake Wallet Accepts Monero No account needed Never holds your funds Open source Open-source multi-coin mobile and desktop wallet with strong Monero support | Never KYC 0 | 8.6 | 7.4 | Docs reviewed | XMRBTCETH +2 | |
| 06 |  Monerujo Accepts Monero No account needed Never holds your funds Open source Open-source Android Monero wallet in development since 2017 | Never KYC 0 | 8.6 | 7.4 | Docs reviewed | XMR | |
| 07 |  Feather Wallet Tor onion address Accepts Monero No account needed Never holds your funds Free open-source Monero desktop wallet for Linux, Tails, Windows and macOS | Never KYC 0 | 9.4 | 7.0 | Docs reviewed | XMR | |
| 08 |  Monero GUI and CLI Wallets Tor onion address Accepts Monero No account needed Never holds your funds Official open-source Monero desktop wallets published by the Monero Project | Never KYC 0 | 9.3 | 7.0 | Docs reviewed | XMR | |
| 09 |  BlueWallet No account needed Never holds your funds Open source Open-source Bitcoin-only wallet for iOS, Android and macOS | Never KYC 0 | 8.6 | 7.0 | Docs reviewed | BTC | |
| 10 |  Envoy No account needed Never holds your funds Open source Self-custody Bitcoin mobile wallet and companion app for Passport hardware wallets | Never KYC 0 | 8.5 | 7.0 | Docs reviewed | BTC | |
| 11 |  Sparrow Wallet No account needed Never holds your funds Open source Desktop Bitcoin wallet focused on transparency, coin control and hardware wallets | Never KYC 0 | 8.5 | 7.0 | Docs reviewed | BTC | |
| 12 |  Blixt Wallet No account needed Never holds your funds Open source Open-source Lightning wallet that runs a full lnd node on the phone | Never KYC 0 | 7.6 | 7.0 | Docs reviewed | BTC |
Head to head
Monfluo vs ElectrumMonfluo vs PhoenixMonfluo vs Wasabi WalletMonfluo vs ZEUSMonfluo vs Cake WalletMonfluo vs MonerujoMonfluo vs Feather WalletMonfluo vs Monero GUI and CLI Wallets
Questions
Why look for an alternative to Monfluo?
Common reasons are a held transaction, a change in terms, missing coins or payment methods, or simply wanting a second option. Monfluo currently has 0 incidents on record.
What is the best alternative to Monfluo?
By Safety grade, Electrum (8.5 out of 10, Privacy 8.6). The right choice depends on the coins and payment methods you need, so compare the list.
Are these alternatives no-KYC?
Each one shows its KYC level, from 0 (ID never required) to 4 (mandatory). 12 of the 12 listed are level 0 or 1.