Coinos vs NOWPayments
Coinos has the higher grade on both axes: Safety 4.5 against 4.4, and Privacy 6.4 against 1.7.
Coinos
Custodial web wallet and payment page for Bitcoin, Lightning and Liquid
Privacy
6.4/ 10
Fair
Safety
4.5/ 10
Caution
No ID mentioned KYC 1 Docs reviewed Full review →
NOWPayments
Hosted crypto payment gateway linked to ChangeNOW, with fees from 1%
Privacy
1.7/ 10
Poor
Safety
4.4/ 10
Caution
ID on risk flag KYC 3 Docs reviewed Full review →
Side by side
| Coinos | NOWPayments | |
|---|---|---|
| Category | Payment Gateways | Payment Gateways |
| KYC policy | No ID mentioned | ID on risk flag |
| Custody | Custodial | Mixed |
| Sign-up | Email optional | Email required |
| Open source | No | No |
| Tor onion address | No | No |
| Coins | BTC, L-BTC | BTC, ETH, XMR, USDT, LTC, TRX |
| Pay with | Crypto, Lightning | Crypto, Monero |
| Fees | Receiving and internal transfers free; cross-network withdrawals 0.4% (Bitcoin) or 0.1% (Lightning or Liquid) | From 1% with loyalty discounts, excluding network fees |
| Founded | Not published | 2019 |
| Incidents on record | 0 | 0 |
| Published tests (180 days) | 0 | 0 |
Only Coinos
No email neededNo phone neededAccepts LightningCustodial
Both
Nothing distinct
Only NOWPayments
Accepts MoneroThird-party liquidityAML screeningMay request IDRequires emailClosed source5+ years operating
Where they sit among payment gateways
Questions
Is Coinos or NOWPayments safer?
Coinos has the higher Safety grade: Coinos 4.5, NOWPayments 4.4, out of 10.
Does Coinos or NOWPayments require KYC?
Coinos is KYC level 1 (no ID mentioned). NOWPayments is KYC level 3 (ID on risk flag).
Which has more incidents on record?
Coinos has 0 and NOWPayments has 0 documented incidents in the registry.