Coinos vs MoneroPay
MoneroPay has the higher grade on both axes: Safety 7.3 against 4.5, and Privacy 9.2 against 6.4.
Coinos
Custodial web wallet and payment page for Bitcoin, Lightning and Liquid
Privacy
6.4/ 10
Fair
Safety
4.5/ 10
Caution
No ID mentioned KYC 1 Docs reviewed Full review →
MoneroPay
Self-hosted backend service for receiving and tracking Monero payments
Privacy
9.2/ 10
Excellent
Safety
7.3/ 10
Strong
ID never required KYC 0 Docs reviewed Full review →
Side by side
| Coinos | MoneroPay | |
|---|---|---|
| Category | Payment Gateways | Payment Gateways |
| KYC policy | No ID mentioned | ID never required |
| Custody | Custodial | Non Custodial |
| Sign-up | Email optional | No account needed |
| Open source | No | Yes |
| Tor onion address | No | No |
| Coins | BTC, L-BTC | XMR |
| Pay with | Crypto, Lightning | Monero |
| Fees | Receiving and internal transfers free; cross-network withdrawals 0.4% (Bitcoin) or 0.1% (Lightning or Liquid) | Free software; no processing fees |
| Jurisdiction | Not published | Decentralised / none |
| Incidents on record | 0 | 0 |
| Published tests (180 days) | 0 | 0 |
Only Coinos
Accepts LightningCustodial
Both
No email neededNo phone needed
Only MoneroPay
No registrationAccepts MoneroOpen sourceNon-custodialSelf-hostable
Where they sit among payment gateways
Questions
Is Coinos or MoneroPay safer?
MoneroPay has the higher Safety grade: Coinos 4.5, MoneroPay 7.3, out of 10.
Does Coinos or MoneroPay require KYC?
Coinos is KYC level 1 (no ID mentioned). MoneroPay is KYC level 0 (ID never required).
Which has more incidents on record?
Coinos has 0 and MoneroPay has 0 documented incidents in the registry.