BTCPay Server vs Coinos
BTCPay Server has the higher grade on both axes: Safety 6.8 against 4.5, and Privacy 8.9 against 6.4.
BTCPay Server
Self-hosted open-source Bitcoin payment processor with no fees and no third party
Privacy
8.9/ 10
Excellent
Safety
6.8/ 10
Fair
ID never required KYC 0 Docs reviewed Full review →
Coinos
Custodial web wallet and payment page for Bitcoin, Lightning and Liquid
Privacy
6.4/ 10
Fair
Safety
4.5/ 10
Caution
No ID mentioned KYC 1 Docs reviewed Full review →
Side by side
| BTCPay Server | Coinos | |
|---|---|---|
| Category | Payment Gateways | Payment Gateways |
| KYC policy | ID never required | No ID mentioned |
| Custody | Non Custodial | Custodial |
| Sign-up | No account needed | Email optional |
| Open source | Yes | No |
| Tor onion address | No | No |
| Coins | BTC, LTC, XMR | BTC, L-BTC |
| Pay with | Crypto, Lightning | Crypto, Lightning |
| Fees | 0% processing fees; hosting costs only | Receiving and internal transfers free; cross-network withdrawals 0.4% (Bitcoin) or 0.1% (Lightning or Liquid) |
| Founded | 2017 | Not published |
| Jurisdiction | Decentralised / none | Not published |
| Incidents on record | 1 | 0 |
| Published tests (180 days) | 0 | 0 |
Only BTCPay Server
No registrationOpen sourceNon-custodialSelf-hostable5+ years operating
Both
No email neededNo phone neededAccepts Lightning
Only Coinos
Custodial
Where they sit among payment gateways
Questions
Is BTCPay Server or Coinos safer?
BTCPay Server has the higher Safety grade: BTCPay Server 6.8, Coinos 4.5, out of 10.
Does BTCPay Server or Coinos require KYC?
BTCPay Server is KYC level 0 (ID never required). Coinos is KYC level 1 (no ID mentioned).
Which has more incidents on record?
BTCPay Server has 1 and Coinos has 0 documented incidents in the registry.