CoinGate vs OxaPay
It is a trade-off. CoinGate has the higher Safety grade (5.0 against 3.8), while OxaPay has the higher Privacy grade (5.7 against 0.0).
CoinGate
MiCA-licensed Lithuanian crypto payment gateway; merchants must pass identity checks
Privacy
0.0/ 10
Poor
Safety
5.0/ 10
Caution
ID mandatory KYC 4 Docs reviewed Full review →
OxaPay
Custodial crypto payment gateway with invoices, static addresses and payouts, fees from 0.4%
Privacy
5.7/ 10
Fair
Safety
3.8/ 10
Poor
No ID mentioned KYC 1 Docs reviewed Full review →
Side by side
| CoinGate | OxaPay | |
|---|---|---|
| Category | Payment Gateways | Payment Gateways |
| KYC policy | ID mandatory | No ID mentioned |
| Custody | Custodial | Custodial |
| Sign-up | Not published | Email required |
| Open source | No | No |
| Tor onion address | No | No |
| Coins | BTC, ETH, LTC, SOL, USDC, DOGE, TRX | BTC, ETH, USDT, TON, XMR, DAI, XRP, BCH, SHIB |
| Pay with | Crypto, Lightning | Crypto, Monero |
| Fees | 1% payment processing fee on the Standard plan; crypto payouts 0.50 EUR + 0.5% | From 0.4%; payment links 2% plus a fixed fee; direct receive 1% above $20,000 received |
| Founded | 2014 | Not published |
| Jurisdiction | Lithuania | Not published |
| Incidents on record | 0 | 0 |
| Published tests (180 days) | 0 | 0 |
Only CoinGate
Accepts LightningMay request IDAML screeningLegal entity disclosed5+ years operatingRuns an affiliate programme
Both
CustodialClosed source
Only OxaPay
Accepts MoneroRequires emailAnonymous operator
Where they sit among payment gateways
Questions
Is CoinGate or OxaPay safer?
CoinGate has the higher Safety grade: CoinGate 5.0, OxaPay 3.8, out of 10.
Does CoinGate or OxaPay require KYC?
CoinGate is KYC level 4 (ID mandatory). OxaPay is KYC level 1 (no ID mentioned).
Which has more incidents on record?
CoinGate has 0 and OxaPay has 0 documented incidents in the registry.