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CoinGate vs MoneroPay

MoneroPay has the higher grade on both axes: Safety 7.3 against 5.0, and Privacy 9.2 against 0.0.

CoinGate

MiCA-licensed Lithuanian crypto payment gateway; merchants must pass identity checks

Privacy

0.0/ 10

Poor

Safety

5.0/ 10

Caution

ID mandatory KYC 4 Docs reviewed Full review →

MoneroPay

Self-hosted backend service for receiving and tracking Monero payments

Privacy

9.2/ 10

Excellent

Safety

7.3/ 10

Strong

ID never required KYC 0 Docs reviewed Full review →

Side by side

CoinGateMoneroPay
Category Payment Gateways Payment Gateways
KYC policy ID mandatory ID never required
Custody Custodial Non Custodial
Sign-up Not published No account needed
Open source No Yes
Tor onion address No No
Coins BTC, ETH, LTC, SOL, USDC, DOGE, TRX XMR
Pay with Crypto, Lightning Monero
Fees 1% payment processing fee on the Standard plan; crypto payouts 0.50 EUR + 0.5% Free software; no processing fees
Founded 2014 Not published
Jurisdiction Lithuania Decentralised / none
Incidents on record 0 0
Published tests (180 days) 0 0

Only CoinGate

CustodialClosed sourceAccepts LightningMay request IDAML screeningLegal entity disclosed5+ years operatingRuns an affiliate programme

Both

Nothing distinct

Only MoneroPay

No registrationNo email neededNo phone neededAccepts MoneroOpen sourceNon-custodialSelf-hostable

Where they sit among payment gateways

2 2 4 4 6 6 8 8 10 10 PRIVATE AND SAFE SAFE, ASKS MORE PRIVATE, LESS PROVEN PRIVACY GRADE → SAFETY GRADE → Bitcart Privacy 9.2 · Safety 7.3 MoneroPay Privacy 9.2 · Safety 7.3 SHKeeper Privacy 8.8 · Safety 7.3 Bitrequest Privacy 9.0 · Safety 7.0 BTCPay Server Privacy 8.9 · Safety 6.8 Coinsnap Privacy 6.2 · Safety 6.7 Coinos Privacy 6.4 · Safety 4.5 OxaPay Privacy 5.7 · Safety 3.8 Plisio Privacy 4.9 · Safety 3.8 NOWPayments Privacy 1.7 · Safety 4.4 WolvPay Privacy 2.3 · Safety 3.9 Heleket Privacy 1.7 · Safety 3.1 CoinGate Privacy 0.0 · Safety 5.0 Cryptomus Privacy 0.0 · Safety 3.5
Trade Spend Infrastructure Identity 14 services. Hover or tap a point.

Questions

Is CoinGate or MoneroPay safer?

MoneroPay has the higher Safety grade: CoinGate 5.0, MoneroPay 7.3, out of 10.

Does CoinGate or MoneroPay require KYC?

CoinGate is KYC level 4 (ID mandatory). MoneroPay is KYC level 0 (ID never required).

Which has more incidents on record?

CoinGate has 0 and MoneroPay has 0 documented incidents in the registry.

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