Payment Gateways · October 2026
OxaPay alternatives
11 payment gateways that do a similar job to OxaPay, ranked by Safety grade. OxaPay itself is graded Privacy 5.7 and Safety 3.8.
OxaPay alternatives in short
OxaPay is graded 5.7 for privacy and 3.8 for safety. The closest payment gateways by Safety grade are Bitcart (7.3), MoneroPay (7.3), SHKeeper (7.3). 5 of the 11 alternatives listed here have terms that rule out ID checks entirely.
Services like OxaPay
| # | Service | KYC | Privacy | Safety | Evidence | Accepts | Incidents |
|---|---|---|---|---|---|---|---|
| 01 |  Bitcart Accepts Monero No account needed Never holds your funds Open source Self-hosted open-source payment processor supporting 50+ coins including Monero | Never KYC 0 | 9.2 | 7.3 | Docs reviewed | BTCETHTRX +4 | |
| 02 |  MoneroPay Accepts Monero No account needed Never holds your funds Open source Self-hosted backend service for receiving and tracking Monero payments | Never KYC 0 | 9.2 | 7.3 | Docs reviewed | XMR | |
| 03 |  SHKeeper No account needed Never holds your funds Open source Self-hosted open-source crypto payment gateway with no transaction fees | Never KYC 0 | 8.8 | 7.3 | Docs reviewed | BTCETHLTC +3 | |
| 04 |  Bitrequest Accepts Monero No account needed Never holds your funds Open source Open-source app for creating crypto payment requests and watching them arrive | Never KYC 0 | 9.0 | 7.0 | Docs reviewed | BTCXMRETH +5 | |
| 05 |  BTCPay Server Accepts Monero No account needed Never holds your funds Open source Self-hosted open-source Bitcoin payment processor with no fees and no third party | Never KYC 0 | 8.9 | 6.8 | Docs reviewed | BTCLTCXMR | |
| 06 |  Coinsnap Never holds your funds Non-custodial Bitcoin and Lightning checkout plugins for shops; sign-up by email | Not mentioned KYC 1 | 6.2 | 6.7 | Docs reviewed | BTC | |
| 07 |  Coinos Custodial web wallet and payment page for Bitcoin, Lightning and Liquid | Not mentioned KYC 1 | 6.4 | 4.5 | Docs reviewed | BTCL-BTC | |
| 08 |  Plisio Accepts Monero Custodial crypto payment gateway with Monero support and a 0.5% fee, no ID at sign-up | Rare KYC 2 | 4.9 | 3.8 | Docs reviewed | BTCETHLTC +7 | |
| 09 |  NOWPayments Accepts Monero May ask for ID Hosted crypto payment gateway linked to ChangeNOW, with fees from 1% | On risk flag KYC 3 | 1.7 | 4.4 | Docs reviewed | BTCETHXMR +3 | |
| 10 |  WolvPay May ask for ID Crypto payment processor for merchants with a 1% fee and email sign-up | On risk flag KYC 3 | 2.3 | 3.9 | Docs reviewed | BTCETHSOL +5 | |
| 11 |  Heleket May ask for ID Custodial crypto payment processing for websites and Telegram bots, fees from 0.4% | On risk flag KYC 3 | 1.7 | 3.1 | Docs reviewed | BTCETHUSDT |
Check the rules where you live
Listings describe services. Whether a provider may serve you depends on local licensing rules.Head to head
OxaPay vs BitcartOxaPay vs MoneroPayOxaPay vs SHKeeperOxaPay vs BitrequestOxaPay vs BTCPay ServerOxaPay vs CoinsnapOxaPay vs CoinosOxaPay vs Plisio
Questions
Why look for an alternative to OxaPay?
Common reasons are a held transaction, a change in terms, missing coins or payment methods, or simply wanting a second option. OxaPay currently has 0 incidents on record.
What is the best alternative to OxaPay?
By Safety grade, Bitcart (7.3 out of 10, Privacy 9.2). The right choice depends on the coins and payment methods you need, so compare the list.
Are these alternatives no-KYC?
Each one shows its KYC level, from 0 (ID never required) to 4 (mandatory). 7 of the 11 listed are level 0 or 1.