BTCPay Server vs OxaPay
BTCPay Server has the higher grade on both axes: Safety 6.8 against 3.8, and Privacy 8.9 against 5.7.
BTCPay Server
Self-hosted open-source Bitcoin payment processor with no fees and no third party
Privacy
8.9/ 10
Excellent
Safety
6.8/ 10
Fair
ID never required KYC 0 Docs reviewed Full review →
OxaPay
Custodial crypto payment gateway with invoices, static addresses and payouts, fees from 0.4%
Privacy
5.7/ 10
Fair
Safety
3.8/ 10
Poor
No ID mentioned KYC 1 Docs reviewed Full review →
Side by side
| BTCPay Server | OxaPay | |
|---|---|---|
| Category | Payment Gateways | Payment Gateways |
| KYC policy | ID never required | No ID mentioned |
| Custody | Non Custodial | Custodial |
| Sign-up | No account needed | Email required |
| Open source | Yes | No |
| Tor onion address | No | No |
| Coins | BTC, LTC, XMR | BTC, ETH, USDT, TON, XMR, DAI, XRP, BCH, SHIB |
| Pay with | Crypto, Lightning | Crypto, Monero |
| Fees | 0% processing fees; hosting costs only | From 0.4%; payment links 2% plus a fixed fee; direct receive 1% above $20,000 received |
| Founded | 2017 | Not published |
| Jurisdiction | Decentralised / none | Not published |
| Incidents on record | 1 | 0 |
| Published tests (180 days) | 0 | 0 |
Only BTCPay Server
No registrationNo email neededNo phone neededAccepts LightningOpen sourceNon-custodialSelf-hostable5+ years operating
Both
Nothing distinct
Only OxaPay
CustodialClosed sourceAccepts MoneroRequires emailAnonymous operator
Where they sit among payment gateways
Questions
Is BTCPay Server or OxaPay safer?
BTCPay Server has the higher Safety grade: BTCPay Server 6.8, OxaPay 3.8, out of 10.
Does BTCPay Server or OxaPay require KYC?
BTCPay Server is KYC level 0 (ID never required). OxaPay is KYC level 1 (no ID mentioned).
Which has more incidents on record?
BTCPay Server has 1 and OxaPay has 0 documented incidents in the registry.