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NoKYC Score

Payment Gateways · October 2026

BTCPay Server alternatives

7 payment gateways that do a similar job to BTCPay Server, ranked by Safety grade. BTCPay Server itself is graded Privacy 8.9 and Safety 6.8.

Read the BTCPay Server review

BTCPay Server alternatives in short

BTCPay Server is graded 8.9 for privacy and 6.8 for safety. The closest payment gateways by Safety grade are Bitcart (7.3), MoneroPay (7.3), SHKeeper (7.3). 4 of the 7 alternatives listed here have terms that rule out ID checks entirely.

Services like BTCPay Server

Alternatives to BTCPay Server
# Service KYC Privacy Safety Evidence
01
Bitcart Accepts Monero No account needed Never holds your funds Open source

Self-hosted open-source payment processor supporting 50+ coins including Monero

Never KYC 0 9.2 7.3 Docs reviewed
02
MoneroPay Accepts Monero No account needed Never holds your funds Open source

Self-hosted backend service for receiving and tracking Monero payments

Never KYC 0 9.2 7.3 Docs reviewed
03
SHKeeper No account needed Never holds your funds Open source

Self-hosted open-source crypto payment gateway with no transaction fees

Never KYC 0 8.8 7.3 Docs reviewed
04
Bitrequest Accepts Monero No account needed Never holds your funds Open source

Open-source app for creating crypto payment requests and watching them arrive

Never KYC 0 9.0 7.0 Docs reviewed
05
Coinos

Custodial web wallet and payment page for Bitcoin, Lightning and Liquid

Not mentioned KYC 1 6.4 4.5 Docs reviewed
06
NOWPayments Accepts Monero May ask for ID

Hosted crypto payment gateway linked to ChangeNOW, with fees from 1%

On risk flag KYC 3 1.7 4.4 Docs reviewed
07
WolvPay May ask for ID

Crypto payment processor for merchants with a 1% fee and email sign-up

On risk flag KYC 3 2.3 3.9 Docs reviewed

Check the rules where you live

Listings describe services. Whether a provider may serve you depends on local licensing rules.

Head to head

BTCPay Server vs BitcartBTCPay Server vs MoneroPayBTCPay Server vs SHKeeperBTCPay Server vs BitrequestBTCPay Server vs CoinosBTCPay Server vs NOWPaymentsBTCPay Server vs WolvPay

BTCPay Server: incidents on record

high

Hack or exploit

Security advisory: flaw exposing LND credentials exploited before version 2.4.2

The BTCPay Server project published an advisory on 7 August 2026 urging operators to update to version 2.4.2 immediately or take servers offline. According to the advisory, the flaw could let an unauthenticated remote attacker obtain LND credential files and move funds from the connected Lightning node; on-chain wallets were not affected. Several merchants publicly confirmed losses. The project has not published a total, and said a full post-mortem would follow.

Outcome unknown Source: blog.btcpayserver.org ↗

Questions

Why look for an alternative to BTCPay Server?

Common reasons are a held transaction, a change in terms, missing coins or payment methods, or simply wanting a second option. BTCPay Server currently has 1 incident on record.

What is the best alternative to BTCPay Server?

By Safety grade, Bitcart (7.3 out of 10, Privacy 9.2). The right choice depends on the coins and payment methods you need, so compare the list.

Are these alternatives no-KYC?

Each one shows its KYC level, from 0 (ID never required) to 4 (mandatory). 5 of the 7 listed are level 0 or 1.