NOWPayments vs SHKeeper
SHKeeper has the higher grade on both axes: Safety 7.3 against 4.4, and Privacy 8.8 against 1.7.
NOWPayments
Hosted crypto payment gateway linked to ChangeNOW, with fees from 1%
Privacy
1.7/ 10
Poor
Safety
4.4/ 10
Caution
ID on risk flag KYC 3 Docs reviewed Full review →
SHKeeper
Self-hosted open-source crypto payment gateway with no transaction fees
Privacy
8.8/ 10
Excellent
Safety
7.3/ 10
Strong
ID never required KYC 0 Docs reviewed Full review →
Side by side
| NOWPayments | SHKeeper | |
|---|---|---|
| Category | Payment Gateways | Payment Gateways |
| KYC policy | ID on risk flag | ID never required |
| Custody | Mixed | Non Custodial |
| Sign-up | Email required | No account needed |
| Open source | No | Yes |
| Tor onion address | No | No |
| Coins | BTC, ETH, XMR, USDT, LTC, TRX | BTC, ETH, LTC, USDT, USDC, TRX |
| Pay with | Crypto, Monero | Crypto |
| Fees | From 1% with loyalty discounts, excluding network fees | No payment fee |
| Founded | 2019 | Not published |
| Jurisdiction | Not published | Decentralised / none |
| Incidents on record | 0 | 0 |
| Published tests (180 days) | 0 | 0 |
Only NOWPayments
Accepts MoneroThird-party liquidityAML screeningMay request IDRequires emailClosed source5+ years operating
Both
Nothing distinct
Only SHKeeper
No registrationNo email neededNo phone neededOpen sourceNon-custodialSelf-hostable
Where they sit among payment gateways
Questions
Is NOWPayments or SHKeeper safer?
SHKeeper has the higher Safety grade: NOWPayments 4.4, SHKeeper 7.3, out of 10.
Does NOWPayments or SHKeeper require KYC?
NOWPayments is KYC level 3 (ID on risk flag). SHKeeper is KYC level 0 (ID never required).
Which has more incidents on record?
NOWPayments has 0 and SHKeeper has 0 documented incidents in the registry.