MoneroPay vs NOWPayments
MoneroPay has the higher grade on both axes: Safety 7.3 against 4.4, and Privacy 9.2 against 1.7.
MoneroPay
Self-hosted backend service for receiving and tracking Monero payments
Privacy
9.2/ 10
Excellent
Safety
7.3/ 10
Strong
ID never required KYC 0 Docs reviewed Full review →
NOWPayments
Hosted crypto payment gateway linked to ChangeNOW, with fees from 1%
Privacy
1.7/ 10
Poor
Safety
4.4/ 10
Caution
ID on risk flag KYC 3 Docs reviewed Full review →
Side by side
| MoneroPay | NOWPayments | |
|---|---|---|
| Category | Payment Gateways | Payment Gateways |
| KYC policy | ID never required | ID on risk flag |
| Custody | Non Custodial | Mixed |
| Sign-up | No account needed | Email required |
| Open source | Yes | No |
| Tor onion address | No | No |
| Coins | XMR | BTC, ETH, XMR, USDT, LTC, TRX |
| Pay with | Monero | Crypto, Monero |
| Fees | Free software; no processing fees | From 1% with loyalty discounts, excluding network fees |
| Founded | Not published | 2019 |
| Jurisdiction | Decentralised / none | Not published |
| Incidents on record | 0 | 0 |
| Published tests (180 days) | 0 | 0 |
Only MoneroPay
No registrationNo email neededNo phone neededOpen sourceNon-custodialSelf-hostable
Both
Accepts Monero
Only NOWPayments
Third-party liquidityAML screeningMay request IDRequires emailClosed source5+ years operating
Where they sit among payment gateways
Questions
Is MoneroPay or NOWPayments safer?
MoneroPay has the higher Safety grade: MoneroPay 7.3, NOWPayments 4.4, out of 10.
Does MoneroPay or NOWPayments require KYC?
MoneroPay is KYC level 0 (ID never required). NOWPayments is KYC level 3 (ID on risk flag).
Which has more incidents on record?
MoneroPay has 0 and NOWPayments has 0 documented incidents in the registry.