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MoneroPay vs OxaPay

MoneroPay has the higher grade on both axes: Safety 7.3 against 3.8, and Privacy 9.2 against 5.7.

MoneroPay

Self-hosted backend service for receiving and tracking Monero payments

Privacy

9.2/ 10

Excellent

Safety

7.3/ 10

Strong

ID never required KYC 0 Docs reviewed Full review →

OxaPay

Custodial crypto payment gateway with invoices, static addresses and payouts, fees from 0.4%

Privacy

5.7/ 10

Fair

Safety

3.8/ 10

Poor

No ID mentioned KYC 1 Docs reviewed Full review →

Side by side

MoneroPayOxaPay
Category Payment Gateways Payment Gateways
KYC policy ID never required No ID mentioned
Custody Non Custodial Custodial
Sign-up No account needed Email required
Open source Yes No
Tor onion address No No
Coins XMR BTC, ETH, USDT, TON, XMR, DAI, XRP, BCH, SHIB
Pay with Monero Crypto, Monero
Fees Free software; no processing fees From 0.4%; payment links 2% plus a fixed fee; direct receive 1% above $20,000 received
Jurisdiction Decentralised / none Not published
Incidents on record 0 0
Published tests (180 days) 0 0

Only MoneroPay

No registrationNo email neededNo phone neededOpen sourceNon-custodialSelf-hostable

Both

Accepts Monero

Only OxaPay

CustodialClosed sourceRequires emailAnonymous operator

Where they sit among payment gateways

2 2 4 4 6 6 8 8 10 10 PRIVATE AND SAFE SAFE, ASKS MORE PRIVATE, LESS PROVEN PRIVACY GRADE → SAFETY GRADE → Bitcart Privacy 9.2 · Safety 7.3 MoneroPay Privacy 9.2 · Safety 7.3 SHKeeper Privacy 8.8 · Safety 7.3 Bitrequest Privacy 9.0 · Safety 7.0 BTCPay Server Privacy 8.9 · Safety 6.8 Coinsnap Privacy 6.2 · Safety 6.7 Coinos Privacy 6.4 · Safety 4.5 OxaPay Privacy 5.7 · Safety 3.8 Plisio Privacy 4.9 · Safety 3.8 NOWPayments Privacy 1.7 · Safety 4.4 WolvPay Privacy 2.3 · Safety 3.9 Heleket Privacy 1.7 · Safety 3.1 CoinGate Privacy 0.0 · Safety 5.0 Cryptomus Privacy 0.0 · Safety 3.5
Trade Spend Infrastructure Identity 14 services. Hover or tap a point.

Questions

Is MoneroPay or OxaPay safer?

MoneroPay has the higher Safety grade: MoneroPay 7.3, OxaPay 3.8, out of 10.

Does MoneroPay or OxaPay require KYC?

MoneroPay is KYC level 0 (ID never required). OxaPay is KYC level 1 (no ID mentioned).

Which has more incidents on record?

MoneroPay has 0 and OxaPay has 0 documented incidents in the registry.

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