Hodl Hodl vs RetoSwap
It is a trade-off. Hodl Hodl has the higher Safety grade (7.0 against 2.7), while RetoSwap has the higher Privacy grade (8.9 against 6.0).
Hodl Hodl
Web-based P2P bitcoin trading with 2-of-3 multisig escrow
Privacy
6.0/ 10
Fair
Safety
7.0/ 10
Strong
No ID mentioned KYC 1 Docs reviewed Full review →
RetoSwap
Largest Haveno-based Monero P2P network; exploited twice in mid-2026
Privacy
8.9/ 10
Excellent
Safety
2.7/ 10
Poor
ID never required KYC 0 Docs reviewed Full review →
Side by side
| Hodl Hodl | RetoSwap | |
|---|---|---|
| Category | P2P Exchanges | P2P Exchanges |
| KYC policy | No ID mentioned | ID never required |
| Custody | Non Custodial | Non Custodial |
| Sign-up | Email required | No account needed |
| Open source | No | Yes |
| Tor onion address | No | No |
| Coins | BTC | XMR, BTC, ETH, USDT |
| Pay with | Bank transfer, Cash, Gift card | Monero, Crypto, Bank transfer, Cash |
| Fees | 0.75% per party (up to 1.5% per trade); 0.5% for referred users | 0.1% maker; 0.8% crypto taker; 2% fiat taker |
| Limits | Minimum 0.00025 BTC; maximum 1, 2 or 5 BTC per trade by account level | Not published |
| Founded | Not published | 2024 |
| Jurisdiction | Not published | Decentralised / none |
| Incidents on record | 1 | 2 |
| Published tests (180 days) | 0 | 0 |
Only Hodl Hodl
Multisig or hold-invoice escrowLegal entity disclosedRequires emailClosed source5+ years operatingRuns an affiliate programme
Both
No phone neededNon-custodial
Only RetoSwap
No registrationNo email neededAccepts MoneroOpen sourceAnonymous operator
Where they sit among p2p exchanges
Questions
Is Hodl Hodl or RetoSwap safer?
Hodl Hodl has the higher Safety grade: Hodl Hodl 7.0, RetoSwap 2.7, out of 10.
Does Hodl Hodl or RetoSwap require KYC?
Hodl Hodl is KYC level 1 (no ID mentioned). RetoSwap is KYC level 0 (ID never required).
Which has more incidents on record?
Hodl Hodl has 1 and RetoSwap has 2 documented incidents in the registry.