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Trade · October 2026

No-KYC crypto swap services

Instant swap services convert one cryptocurrency into another without an account: you paste a receiving address, send your coins and the service pays out. They are the most-used no-KYC tools, and also where most frozen-funds reports come from.

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Instant Swaps, ranked by Safety grade

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No-KYC crypto swap services: KYC level, Privacy grade, Safety grade and evidence level
# Service KYC Privacy Safety Evidence
01
BitcoinVN Accepts Monero No account needed May ask for ID

Vietnam-rooted swap desk operating since 2014; some orders need verification

 Rare KYC 2 5.6 5.3 Docs reviewed
02
Mine.exchange Accepts Monero May ask for ID

Russian-language exchanger for crypto, MoneyGo and bank cards run by a Costa Rica company

 On risk flag KYC 3 2.7 4.8 Docs reviewed
03
ChangeHero Accepts Monero No account needed May ask for ID

Instant swap service; withheld-funds reports were logged in 2026

 On risk flag KYC 3 3.4 4.0 Docs reviewed
04
BitSwitch Accepts Monero No account needed May ask for ID

Signup-free swap with a refund address and a hybrid of own and third-party liquidity

 On risk flag KYC 3 4.0 3.9 Docs reviewed
05
SecureShift Accepts Monero No account needed May ask for ID

Account-free instant swap site whose AML policy allows mandatory KYC on risk

 On risk flag KYC 3 4.0 3.9 Docs reviewed
06
Priamex Tor onion address Accepts Monero No account needed May ask for ID

Registration-free swap for a short coin list with a no-JavaScript exchange page

 On risk flag KYC 3 3.8 3.9 Docs reviewed
07
Ninja.Exchange Accepts Monero No account needed May ask for ID

Account-free instant exchange routing trades to large centralised exchanges

 On risk flag KYC 3 3.6 3.9 Docs reviewed
08
Mix Swap Accepts Monero No account needed May ask for ID

Instant swap front-end routing orders to third-party exchanges; not a mixer despite the name

 On risk flag KYC 3 3.4 3.3 Docs reviewed

Live swap rates Monero exchanges Own liquidity Refund without ID Onion address

Check the rules where you live

Whether a provider may serve customers in your country depends on local licensing rules. A listing describes a service; it is not an invitation to use it and not financial advice.

Hold risk

Where the liquidity comes from, and what the terms allow

Most held swaps trace back to the same chain of events: the order is passed to a partner exchange, the partner screens the deposit, and a flag turns into a request for documents. These columns are the facts that decide it. "Not stated" means the service's own pages do not say, which is different from no.

Instant Swaps: liquidity source, deposit screening, ID policy, refund terms, onion address, held-funds reports and Safety grade
Service Liquidity Screening ID Refund, no ID Holds Safety
BitcoinVN
Not stated Not stated Rare KYC 2 Not stated 0 5.3
Mine.exchange
Not stated Not stated On risk flag KYC 3 Not stated 0 4.8
ChangeHero
Partner exchanges Not stated On risk flag KYC 3 Not stated 1 4.0
BitSwitch
Not stated Not stated On risk flag KYC 3 Not stated 0 3.9
SecureShift
Not stated Not stated On risk flag KYC 3 Not stated 0 3.9
Priamex
Not stated Not stated On risk flag KYC 3 Not stated 0 3.9
Ninja.Exchange
Partner exchanges Not stated On risk flag KYC 3 In the terms 0 3.9
Mix Swap
Partner exchanges Not stated On risk flag KYC 3 Not stated 0 3.3

Popular pairs

BTC to ETH ETH to BTC BTC to USDT USDT to BTC BTC to XMR XMR to BTC XMR to ETH ETH to XMR BTC to LTC LTC to BTC XMR to USDT USDT to XMR BTC to SOL XMR to LTC
2 2 4 4 6 6 8 8 10 10 PRIVATE AND SAFE SAFE, ASKS MORE PRIVATE, LESS PROVEN PRIVACY GRADE → SAFETY GRADE → BitcoinVN Privacy 5.6 · Safety 5.3 Mine.exchange Privacy 2.7 · Safety 4.8 ChangeHero Privacy 3.4 · Safety 4.0 BitSwitch Privacy 4.0 · Safety 3.9 SecureShift Privacy 4.0 · Safety 3.9 Priamex Privacy 3.8 · Safety 3.9 Ninja.Exchange Privacy 3.6 · Safety 3.9 Mix Swap Privacy 3.4 · Safety 3.3
Trade Spend Infrastructure Identity 8 services. Hover or tap a point.

Criteria

What we check for every swap service

  • Own reserves versus third-party liquidity
  • What the terms say about AML screening, holds and refunds
  • Whether a refund is possible without identity documents
  • Documented held-funds cases: amount, days held, outcome
Full methodology

On record

Recent incidents among instant swaps

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high

Shutdown LetsExchange

Official notice: exchange operations ceased on 1 October 2026

The LetsExchange website displays a notice stating that the service ceased its exchange operations on 1 October 2026 and that customer support remains available until 30 November 2026. The notice read during this review did not give a reason for the closure. Users with unresolved orders therefore have until the end of November 2026 to contact support. No reports of unpaid swaps tied to the closure were reviewed.

Service closed Source: letsexchange.io ↗

high

Funds held Lizex

Reported hold of 18,470 USDC and $30,000 USDT after AML flags

The directory kycnot.me reports that Lizex held 18,470 USDC from 17 September 2026 after an AML flag and has held $30,000 in USDT since June 2026, about $48,000 in total. According to that account, the swap service attributed the hold to its liquidity partner, which told the user that the wallet in question was not its own. The directory flagged the listing as a scam and described the cases as ongoing.

Unresolved $48K Source: kycnot.me ↗

medium

Funds held ChangeHero

Reported withheld funds; one $94,000 case released after identity verification

The public event log of the directory kycnot.me recorded on 1 September 2026 several reports of ChangeHero withholding funds from swaps. In one case involving about $94,000, the user reportedly had to complete identity verification before the funds were released. The official site could not be read during this review, so the clause relied on by the service was not confirmed. Other reported cases were not described in enough detail to establish their outcome.

Resolved only after ID $94K Source: kycnot.me ↗

low

Policy change Swapuz

Reported undisclosed fee on transfers classed as high-risk

The public event log of the directory kycnot.me recorded on 2 July 2026 a user report that Swapuz had charged an undisclosed fee on a transfer it classed as high-risk. According to that log, the aggregator OrangeFren intervened and negotiated a refund for the user. Swapuz publishes an AML/KYC policy alongside its terms of use. The size of the fee and the criteria for the high-risk classification were not stated.

Resolved, user paid out Source: kycnot.me ↗

Closed

Services that no longer operate

Questions

Instant Swaps: common questions

Related guides

Why do swap services freeze funds?

Almost always because an automated blockchain-analytics check, run by the service or by its upstream liquidity provider, scored the deposit as high risk. The service then holds the coins and asks for identity or source-of-funds documents.

How do I reduce the risk of a held swap?

Prefer services with their own liquidity and terms that promise a refund to the sending address without documents. Start with a small amount, and split large swaps. Check the incident history on the listing before sending.

What is a no-KYC crypto swap?

A service that converts one cryptocurrency into another with no account and no identity upload. You give a receiving address, send your coins to a deposit address and get the other coin paid out, usually within half an hour.

Can a no-KYC swap still ask for ID?

Many can. A homepage that says "no KYC" does not override terms that allow the service, or the exchange it sources liquidity from, to hold a flagged deposit and request documents. The KYC level on each listing is taken from the terms, and the table on this page shows which services screen deposits.

Which swap services use their own liquidity?

The ones marked "Own reserves" in the table. They fill orders from coins they hold, so no upstream exchange screens your deposit. Services that route through on-chain protocols are marked separately: there, settlement is done by the protocol and not by a company holding your coins.

What is the difference between an instant swap and a cross-chain DEX?

An instant swap is a company that receives your coins and sends you others. A cross-chain decentralised exchange settles the trade through a protocol run by many validators, so no single operator holds the funds, though the website you use to reach it can still block addresses or regions.

Is a swap aggregator safer than a single swap service?

An aggregator shows more rates and sometimes adds its own guarantee, but your coins still go to the underlying service. Read the guarantee terms: most exclude holds that the provider’s own rules allow.

Related categories

No-KYC Exchanges Swap Aggregators P2P Exchanges Wallets Compare two services