Cake Pay vs Cryptorefills
It is a trade-off. Cryptorefills has the higher Safety grade (7.1 against 3.0), while Cake Pay has the higher Privacy grade (6.2 against 6.1).
Cake Pay
Gift-card and prepaid-card store from the Cake Wallet team; under maintenance
Privacy
6.2/ 10
Fair
Safety
3.0/ 10
Poor
No ID mentioned KYC 1 Suspended Full review →
Cryptorefills
Dutch store for gift cards, top-ups, eSIMs and travel paid in crypto, marketed as no-KYC
Privacy
6.1/ 10
Fair
Safety
7.1/ 10
Strong
No ID mentioned KYC 1 Docs reviewed Full review →
Side by side
| Cake Pay | Cryptorefills | |
|---|---|---|
| Category | Gift Cards | Gift Cards |
| KYC policy | No ID mentioned | No ID mentioned |
| Custody | N/A | N/A |
| Sign-up | Email required | Email required |
| Open source | No | No |
| Tor onion address | No | No |
| Coins | XMR, BTC, LTC | BTC, ETH, USDT, USDC, LTC |
| Pay with | Crypto, Monero | Crypto, Lightning |
| Founded | Not published | 2018 |
| Jurisdiction | Not published | Netherlands |
| Incidents on record | 1 | 0 |
| Published tests (180 days) | 0 | 0 |
Only Cake Pay
Accepts Monero
Both
Requires email
Only Cryptorefills
Accepts LightningLegal entity disclosed5+ years operatingRefund without ID
Where they sit among gift cards
Questions
Is Cake Pay or Cryptorefills safer?
Cryptorefills has the higher Safety grade: Cake Pay 3.0, Cryptorefills 7.1, out of 10.
Does Cake Pay or Cryptorefills require KYC?
Cake Pay is KYC level 1 (no ID mentioned). Cryptorefills is KYC level 1 (no ID mentioned).
Which has more incidents on record?
Cake Pay has 1 and Cryptorefills has 0 documented incidents in the registry.