Order-book exchange using two-key deposit accounts with timelocked refunds
Privacy 6.5
Safety 6.4
No-KYC Exchanges Reviewed 22 Oct 2026
XT.com review
Large centralised exchange whose help centre lists a 200,000 USDT daily limit without KYC
- May ask for ID
- Holds your funds
- Email required
ID on risk flag KYC 3 Documentation reviewed
Privacy
2.4/ 10
Poor
Safety
3.8/ 10
Poor
Based on terms and documentation. No test transactions published yet. See the arithmetic
XT.com review in short
XT.com is an exchange. Its terms put it at KYC level 3 of 4: ID on risk flag. NoKYC Score grades it 2.4/10 for privacy (poor) and 3.8/10 for safety (poor). To watch: it may ask for ID, holds your funds while you use it and requires an email address. No incidents are on record.
- Category
- No-KYC Exchanges
- KYC level
- 3 of 4: ID on risk flag
- Grades
- Privacy 2.4/10, Safety 3.8/10
- Sign-up
- Email required
- Custody
- custodial
- Limits
- Unverified: 200,000 USDT per day crypto withdrawals (Withdrawal Limit Guide, updated 26 Sep 2026); KYC verified: 10,000,000 USDT; entity verified: 15,000,000 USDT. An older announcement lists 6,000,000 USDT per day unverified with fiat withdrawals prohibited.
- Incidents on record
- 0
- Last reviewed
- 22 Oct 2026
Cite this review
NoKYC Score, "XT.com review", reviewed 22 Oct 2026, https://nokycscore.com/service/xt-com
Also available as plain text.
What XT.com is
XT.com is a large centralised spot, margin, futures and P2P exchange. Its help centre Withdrawal Limit Guide (updated 26 September 2026) lists a daily crypto withdrawal limit of 200,000 USDT for unverified accounts, 10,000,000 USDT after KYC and 15,000,000 USDT for verified entities. Fiat, P2P merchant features and higher limits need KYC through Sumsub or a manual channel. An older announcement in the same help centre still lists 6,000,000 USDT per day for unverified accounts with fiat withdrawals prohibited. Another article says verification is mandatory where local law requires it. Its AML/KYC policy says it does not keep anonymous accounts and monitors transactions. The user agreement bars users in the United States, Canada, mainland China, Singapore and other listed places, and names no operating company.
What XT.com offers, and what to watch
0 of 15 privacy and safety features, 3 warnings in its terms.
"Not stated" means its own pages do not say.
Identity
- ID never required No
- No account needed No
- No email needed No
- No phone number Not stated
Payment
- Accepts Monero Not stated
- Accepts Lightning Not stated
- Accepts cash Not stated
Access
- Tor onion address Not stated
- Works without JavaScript Not stated
Trust
- Never holds your funds No
- Own liquidity Not stated
- Refund without ID Not stated
- Independent audit Not stated
- Company named Not stated
- 5+ years operating Not stated
Warnings
- May ask for ID Yes The terms reserve the right to demand identity documents, often after a risk flag.
- Screens deposits Not in terms
- Passes orders to partners Not in terms
- Holds your funds Yes The operator controls user funds while they are on the platform.
- Email required Yes An email address is required to use the service.
- Phone number required Not in terms
- Nobody accountable Not in terms
Does XT.com require KYC?
- 0 Never
- 1 Not mentioned
- 2 Rare
- 3 On risk flag
- 4 Mandatory
KYC level 3: ID on risk flag. The terms allow funds to be held and identity demanded after an automated risk flag.
Help centre Withdrawal Limit Guide: unverified accounts can withdraw up to 200,000 USDT per day; KYC is needed for higher limits, fiat and P2P merchant features, and may be mandatory depending on location.
How the grades add up
Both grades start at 50 points and move by fixed, published amounts. Nothing is adjusted by hand. The total is divided by ten.
Privacy
2.4- Starting points 50
- KYC level 3: ID on risk flag -14
- Custodial -3
- May request ID -7
- Closed source -2
- Total, clamped to 0–100 24
Safety
3.8- Starting points 50
- Custodial -5
- May request ID -4
- Closed source -3
- Total, clamped to 0–100 38
Test ledger
Real transactions run by our editors. A badge without a ledger is an assertion; this is the proof.
No test transactions published yet
The grades above rest on XT.com’s terms and documentation. Tests will appear here with the date, route, amount band and result as they are run.
Incidents on record
No incidents are on record for XT.com. If you have a documented case, report it.
User reviews
Reviews never change a grade. Reviews with a transaction reference are marked.
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XT.com: common questions
Does XT.com require KYC?
XT.com is rated KYC level 3 of 4 on this site: ID on risk flag. Help centre Withdrawal Limit Guide: unverified accounts can withdraw up to 200,000 USDT per day; KYC is needed for higher limits, fiat and P2P merchant features, and may be mandatory depending on location.
Is XT.com safe to use?
XT.com has a Safety grade of 3.8 out of 10 and a Privacy grade of 2.4 out of 10. No incidents are on record. Evidence level: documentation reviewed.
Is XT.com legit?
XT.com is a working exchange. Being real is not the same as being safe: its Safety grade here is 3.8 out of 10, built from custody, liquidity, track record and incidents.
Is XT.com a scam?
NoKYC Score does not label services as scams; it records documented incidents with their sources and outcomes. No incidents are on record for XT.com. Its terms also allow it to hold a flagged deposit and ask for identity documents.
Do I need an account or email to use XT.com?
Email required.
What are XT.com's limits?
Unverified: 200,000 USDT per day crypto withdrawals (Withdrawal Limit Guide, updated 26 Sep 2026); KYC verified: 10,000,000 USDT; entity verified: 15,000,000 USDT. An older announcement lists 6,000,000 USDT per day unverified with fiat withdrawals prohibited.
Does XT.com have a Tor onion address?
No official onion address was found on XT.com's own pages.
Which cryptocurrencies does XT.com support?
XT.com supports BTC, ETH, USDT, USDC, XRP, SOL.
Is XT.com custodial?
Yes. XT.com holds funds during a trade, which means it is able to delay or freeze them.
Can I use XT.com over Tor?
XT.com does not publish an official onion address.
Listing history
- Listing added. Facts and KYC level set from the service's own terms and documentation.