# AQUA Wallet review: KYC policy, privacy and safety grades

> AQUA Wallet is a wallet. Its terms put it at KYC level 0 of 4: ID never required. NoKYC Score grades it 8.3/10 for privacy (strong) and 6.9/10 for safety (fair). In its favour: no account needed, no email needed and no phone number. No incidents are on record.

Source: NoKYC Score, "AQUA Wallet review", reviewed 22 Oct 2026, https://nokycscore.com/service/aqua-wallet

## Key facts
- **Category:** Wallets
- **KYC level:** 0 of 4: ID never required
- **Grades:** Privacy 8.3/10, Safety 6.9/10
- **Sign-up:** No account needed
- **Custody:** non-custodial
- **Jurisdiction:** Honduras (Próspera ZEDE)
- **Incidents on record:** 0
- **Last reviewed:** 22 Oct 2026
- **Official website:** https://aqua.net

## What it is
AQUA is a non-custodial mobile wallet for Bitcoin, Lightning, Liquid and USDT built by JAN3 LLC, a company incorporated in Próspera ZEDE, Honduras. The site says seed phrases stay on the device and that the wallet does not collect personal data or transaction logs. Several built-in features hand off to third parties: USDT transfers on Tron and Ethereum depend on SideShift, bitcoin purchases are handled by third-party providers that may apply country-specific restrictions or requirements, and a prepaid card is listed without issuer or verification details. How Lightning payments are routed is not explained on the pages reviewed. The code is public under the MIT licence.

## What the terms say about ID
Self-custodial wallet that says it "doesn't collect personal data"; in-app buy and swap partners apply their own requirements.

## Features and warnings
- **Identity:** ID never required: yes; No account needed: yes; No email needed: yes; No phone number: yes
- **Payment:** Accepts Monero: not stated; Accepts Lightning: yes
- **Access:** Tor onion address: not stated; Works without JavaScript: not stated
- **Trust:** Never holds your funds: yes; Open source: yes; Independent audit: not stated; Company named: yes; 5+ years operating: not stated
- **Warnings:** May ask for ID: not in terms; Screens deposits: not in terms; Holds your funds: not in terms; Email required: not in terms; Phone number required: not in terms; Closed source: not in terms; Nobody accountable: not in terms

## Questions
### Does AQUA Wallet require KYC?
AQUA Wallet is rated KYC level 0 of 4 on this site: ID never required. Self-custodial wallet that says it "doesn't collect personal data"; in-app buy and swap partners apply their own requirements.

### Is AQUA Wallet safe to use?
AQUA Wallet has a Safety grade of 6.9 out of 10 and a Privacy grade of 8.3 out of 10. No incidents are on record. Evidence level: documentation reviewed.

### Is AQUA Wallet legit?
AQUA Wallet is a working wallet. It publishes the company that runs it, in Honduras (Próspera ZEDE). Being real is not the same as being safe: its Safety grade here is 6.9 out of 10, built from custody, liquidity, track record and incidents.

### Is AQUA Wallet a scam?
NoKYC Score does not label services as scams; it records documented incidents with their sources and outcomes. No incidents are on record for AQUA Wallet.

### Do I need an account or email to use AQUA Wallet?
No account needed.

### Does AQUA Wallet have a Tor onion address?
No official onion address was found on AQUA Wallet's own pages.

### Which cryptocurrencies does AQUA Wallet support?
AQUA Wallet supports BTC, L-BTC, USDT.

### Can I use AQUA Wallet over Tor?
AQUA Wallet does not publish an official onion address.

## Sources
- https://aqua.net
- https://aqua.net/terms-web
- https://github.com/AquaWallet/aqua-wallet

How grades are calculated: https://nokycscore.com/methodology