# YellowChanger review: KYC policy, privacy and safety grades

> YellowChanger is a swap service. Its terms put it at KYC level 3 of 4: ID on risk flag. NoKYC Score grades it 2.6/10 for privacy (poor) and 3.6/10 for safety (poor). In its favour: no account needed and no email needed. To watch: it may ask for ID, screens deposits and holds your funds while you use it. No incidents are on record.

Source: NoKYC Score, "YellowChanger review", reviewed 22 Oct 2026, https://nokycscore.com/service/yellowchanger

## Key facts
- **Category:** Instant Swaps
- **KYC level:** 3 of 4: ID on risk flag
- **Grades:** Privacy 2.6/10, Safety 3.6/10
- **Sign-up:** Email optional
- **Custody:** custodial
- **Fees:** Green mode 0.2%-0.5% by monthly volume tier; ruble directions 2% (homepage table)
- **Incidents on record:** 0
- **Last reviewed:** 22 Oct 2026
- **Official website:** https://yellowchanger.com

## What it is
YellowChanger is a Russian-language automated exchanger for crypto and rubles (via SBP and Sberbank), also reachable at yellswap.com and through a Telegram bot. It offers a "yellow" mode with the rate fixed for 10 minutes and a cheaper floating "green" mode with volume-based fee tiers. Its rules say an account and email are optional. Sender addresses are checked with independent AML-analytics providers; for high-risk transfers the service may pause the order and ask for a photo or video of an ID document, including a selfie with it, and source-of-funds evidence, and may hold the funds until the check is done. Refunds go to the sending address. No operating company is named. A referral programme pays a share of referred trades.

## What the terms say about ID
Rules s.8: on high-risk transfers the service may "запросить у пользователя фото или видео с документом, удостоверяющим личность" (request a photo or video with an ID document) and "удерживать средства пользователя до завершения проверки" (hold funds until the check is complete).

## Features and warnings
- **Identity:** ID never required: no; No account needed: yes; No email needed: yes; No phone number: not stated
- **Payment:** Accepts Monero: not stated; Accepts Lightning: not stated
- **Access:** Tor onion address: not stated; Works without JavaScript: not stated
- **Trust:** Never holds your funds: no; Own liquidity: not stated; Refund without ID: not stated; Open source: no; Independent audit: not stated; Company named: no; 5+ years operating: not stated
- **Warnings:** May ask for ID: yes; Screens deposits: yes; Passes orders to partners: not in terms; Holds your funds: yes; Email required: not in terms; Phone number required: not in terms; Closed source: yes; Nobody accountable: yes

## Questions
### Does YellowChanger require KYC?
YellowChanger is rated KYC level 3 of 4 on this site: ID on risk flag. Rules s.8: on high-risk transfers the service may "запросить у пользователя фото или видео с документом, удостоверяющим личность" (request a photo or video with an ID document) and "удерживать средства пользователя до завершения проверки" (hold funds until the check is complete).

### Is YellowChanger safe to use?
YellowChanger has a Safety grade of 3.6 out of 10 and a Privacy grade of 2.6 out of 10. No incidents are on record. Evidence level: documentation reviewed.

### Is YellowChanger legit?
YellowChanger is a working swap service. Its operators do not publish a company or names, so nobody is publicly accountable for it. Being real is not the same as being safe: its Safety grade here is 3.6 out of 10, built from custody, liquidity, track record and incidents.

### Is YellowChanger a scam?
NoKYC Score does not label services as scams; it records documented incidents with their sources and outcomes. No incidents are on record for YellowChanger. Its terms also allow it to hold a flagged deposit and ask for identity documents.

### Do I need an account or email to use YellowChanger?
Email optional.

### What fees does YellowChanger charge?
Green mode 0.2%-0.5% by monthly volume tier; ruble directions 2% (homepage table). Fees were recorded from YellowChanger's own pages and can change; check before you send.

### Does YellowChanger have a Tor onion address?
No official onion address was found on YellowChanger's own pages.

### Which cryptocurrencies does YellowChanger support?
YellowChanger supports BTC, USDT, ETH, and fiat payments in RUB.

### Is YellowChanger custodial?
Yes. YellowChanger holds funds during a trade, which means it is able to delay or freeze them.

### Can I use YellowChanger over Tor?
YellowChanger does not publish an official onion address.

## Sources
- https://yellowchanger.com
- https://yellowchanger.com/rules

How grades are calculated: https://nokycscore.com/methodology