# xmr2cex review: KYC policy, privacy and safety grades

> xmr2cex is a swap service. Its terms put it at KYC level 0 of 4: ID never required. NoKYC Score grades it 8.4/10 for privacy (strong) and 3.7/10 for safety (poor). In its favour: no account needed, no email needed and no phone number. To watch: it passes orders to partner exchanges, holds your funds while you use it and is closed source. No incidents are on record.

Source: NoKYC Score, "xmr2cex review", reviewed 22 Oct 2026, https://nokycscore.com/service/xmr2cex

## Key facts
- **Category:** Instant Swaps
- **KYC level:** 0 of 4: ID never required
- **Grades:** Privacy 8.4/10, Safety 3.7/10
- **Sign-up:** No account needed
- **Custody:** custodial
- **Fees:** Average fee 3.4% per the homepage
- **Limits:** Minimum deposit 1 XMR, maximum 5,000 XMR per the homepage
- **Onion address:** Yes
- **Incidents on record:** 0
- **Last reviewed:** 22 Oct 2026
- **Official website:** https://xmr2cex.com

## What it is
xmr2cex takes Monero deposits and pays out Bitcoin, Ethereum, Solana, Litecoin, Tron, BNB, Hyperliquid or USDT/USDC on several networks. Its terms state a strict no-KYC, no-account model with no exceptions for asset, size, location or liquidity source, and say that all outbound liquidity comes from centralised exchanges or providers accessing them. The homepage advertises an average fee of 3.4%, a 1 XMR minimum and 5,000 XMR maximum, an onion mirror and a site that works without JavaScript. Optional login and registration links exist but the terms say no accounts are required. The terms call the service non-custodial, but users send XMR to the service before payout. No operator or company is named.

## What the terms say about ID
Terms section 2 "Absolute No-KYC Policy": the service does "not and will never require" identity verification, accounts, contact details or proof of funds, and "There are no exceptions."

## Features and warnings
- **Identity:** ID never required: yes; No account needed: yes; No email needed: yes; No phone number: yes
- **Payment:** Accepts Monero: yes; Accepts Lightning: not stated
- **Access:** Tor onion address: yes; Works without JavaScript: yes
- **Trust:** Never holds your funds: no; Own liquidity: no; Refund without ID: not stated; Open source: no; Independent audit: not stated; Company named: no; 5+ years operating: not stated
- **Warnings:** May ask for ID: not in terms; Screens deposits: not in terms; Passes orders to partners: yes; Holds your funds: yes; Email required: not in terms; Phone number required: not in terms; Closed source: yes; Nobody accountable: yes

## Questions
### Does xmr2cex require KYC?
xmr2cex is rated KYC level 0 of 4 on this site: ID never required. Terms section 2 "Absolute No-KYC Policy": the service does "not and will never require" identity verification, accounts, contact details or proof of funds, and "There are no exceptions."

### Is xmr2cex safe to use?
xmr2cex has a Safety grade of 3.7 out of 10 and a Privacy grade of 8.4 out of 10. No incidents are on record. Evidence level: documentation reviewed.

### Is xmr2cex legit?
xmr2cex is a working swap service. Its operators do not publish a company or names, so nobody is publicly accountable for it. Being real is not the same as being safe: its Safety grade here is 3.7 out of 10, built from custody, liquidity, track record and incidents.

### Is xmr2cex a scam?
NoKYC Score does not label services as scams; it records documented incidents with their sources and outcomes. No incidents are on record for xmr2cex.

### Do I need an account or email to use xmr2cex?
No account needed.

### What fees does xmr2cex charge?
Average fee 3.4% per the homepage. Fees were recorded from xmr2cex's own pages and can change; check before you send.

### What are xmr2cex's limits?
Minimum deposit 1 XMR, maximum 5,000 XMR per the homepage.

### Does xmr2cex have a Tor onion address?
Yes. xmr2cex publishes an official onion address, shown on this page. Open it in Tor Browser.

### Which cryptocurrencies does xmr2cex support?
xmr2cex supports XMR, BTC, ETH, SOL, LTC, TRX, USDT, USDC, BNB, HYPE.

### Is xmr2cex custodial?
Yes. xmr2cex holds funds during a trade, which means it is able to delay or freeze them.

### Can I use xmr2cex over Tor?
Yes. xmr2cex publishes an official onion address, shown on this page.

## Sources
- https://xmr2cex.com
- https://xmr2cex.com/terms

How grades are calculated: https://nokycscore.com/methodology