# Unstoppable Wallet review: KYC policy, privacy and safety grades

> Unstoppable Wallet is a wallet. Its terms put it at KYC level 0 of 4: ID never required. NoKYC Score grades it 8.2/10 for privacy (strong) and 6.4/10 for safety (fair). In its favour: no account needed, no email needed and no phone number. No incidents are on record.

Source: NoKYC Score, "Unstoppable Wallet review", reviewed 22 Oct 2026, https://nokycscore.com/service/unstoppable-wallet

## Key facts
- **Category:** Wallets
- **KYC level:** 0 of 4: ID never required
- **Grades:** Privacy 8.2/10, Safety 6.4/10
- **Sign-up:** No account needed
- **Custody:** non-custodial
- **Fees:** Base features free; DEX swaps usually carry a 0.3% exchange fee plus network fees
- **Incidents on record:** 0
- **Last reviewed:** 22 Oct 2026
- **Official website:** https://unstoppable.money

## What it is
Unstoppable is a non-custodial multi-chain wallet for iOS and Android built by Horizontal Systems, supporting Bitcoin, Ethereum and other EVM chains, Zcash, Litecoin, Bitcoin Cash and Dash. Its FAQ says there are no accounts, no emails and no identity checks, that the wallet does not support buying or selling crypto for fiat, and that swaps are routed to decentralised exchanges such as 1inch, Uniswap and PancakeSwap. Tor routing is available on Android. The base wallet is free; the site lists a third-party audit, but the report was not reviewed here. The code is public under the MIT licence.

## What the terms say about ID
FAQ: "No accounts, no emails, no identity checks (KYC, AML)"; swaps are routed to decentralised exchanges.

## Features and warnings
- **Identity:** ID never required: yes; No account needed: yes; No email needed: yes; No phone number: yes
- **Payment:** Accepts Monero: not stated; Accepts Lightning: not stated
- **Access:** Tor onion address: not stated; Works without JavaScript: not stated
- **Trust:** Never holds your funds: yes; Open source: yes; Independent audit: not stated; Company named: not stated; 5+ years operating: not stated
- **Warnings:** May ask for ID: not in terms; Screens deposits: not in terms; Holds your funds: not in terms; Email required: not in terms; Phone number required: not in terms; Closed source: not in terms; Nobody accountable: not in terms

## Questions
### Does Unstoppable Wallet require KYC?
Unstoppable Wallet is rated KYC level 0 of 4 on this site: ID never required. FAQ: "No accounts, no emails, no identity checks (KYC, AML)"; swaps are routed to decentralised exchanges.

### Is Unstoppable Wallet safe to use?
Unstoppable Wallet has a Safety grade of 6.4 out of 10 and a Privacy grade of 8.2 out of 10. No incidents are on record. Evidence level: documentation reviewed.

### Is Unstoppable Wallet legit?
Unstoppable Wallet is a working wallet. Being real is not the same as being safe: its Safety grade here is 6.4 out of 10, built from custody, liquidity, track record and incidents.

### Is Unstoppable Wallet a scam?
NoKYC Score does not label services as scams; it records documented incidents with their sources and outcomes. No incidents are on record for Unstoppable Wallet.

### Do I need an account or email to use Unstoppable Wallet?
No account needed.

### What fees does Unstoppable Wallet charge?
Base features free; DEX swaps usually carry a 0.3% exchange fee plus network fees. Fees were recorded from Unstoppable Wallet's own pages and can change; check before you send.

### Does Unstoppable Wallet have a Tor onion address?
No official onion address was found on Unstoppable Wallet's own pages.

### Which cryptocurrencies does Unstoppable Wallet support?
Unstoppable Wallet supports BTC, ETH, ZEC, LTC, BCH, DASH, BNB.

### Can I use Unstoppable Wallet over Tor?
Unstoppable Wallet does not publish an official onion address.

## Sources
- https://unstoppable.money
- https://unstoppable.money/faq
- https://github.com/horizontalsystems/unstoppable-wallet-android

How grades are calculated: https://nokycscore.com/methodology