# Trust Wallet review: KYC policy, privacy and safety grades

> Trust Wallet is a wallet. Its terms put it at KYC level 1 of 4: no ID mentioned. NoKYC Score grades it 7.0/10 for privacy (strong) and 5.3/10 for safety (caution). In its favour: no account needed, no email needed and no phone number. To watch: it is closed source. No incidents are on record.

Source: NoKYC Score, "Trust Wallet review", reviewed 23 Oct 2026, https://nokycscore.com/service/trust-wallet

## Key facts
- **Category:** Wallets
- **KYC level:** 1 of 4: No ID mentioned
- **Grades:** Privacy 7.0/10, Safety 5.3/10
- **Sign-up:** No account needed
- **Custody:** non-custodial
- **Jurisdiction:** Hong Kong (governing law)
- **Incidents on record:** 0
- **Last reviewed:** 23 Oct 2026
- **Official website:** https://trustwallet.com

## What it is
Trust Wallet is a multi-chain mobile wallet and browser extension. Its terms describe it as non-custodial wallet software and say that the user alone controls the digital assets and private keys, and that Trust Wallet does not gain or retain the wallet password or encrypted private key. The terms do not mention identity verification for the wallet; third-party services reached through the app handle data under their own policies. Use from comprehensively US-sanctioned countries and regions is prohibited, and the terms are governed by Hong Kong law without naming a specific operating company. The terms say the software operates under a GPL licence, but the public mobile-app repositories in the trustwallet GitHub organisation were archived in 2019; the actively maintained public code is the wallet-core library, so the current apps were treated as closed-source here.

## What the terms say about ID
Terms describe non-custodial wallet software and contain no identity verification requirement; third-party services apply their own policies.

## Features and warnings
- **Identity:** ID never required: not stated; No account needed: yes; No email needed: yes; No phone number: yes
- **Payment:** Accepts Monero: not stated; Accepts Lightning: not stated
- **Access:** Tor onion address: not stated; Works without JavaScript: not stated
- **Trust:** Never holds your funds: yes; Open source: no; Independent audit: not stated; Company named: not stated; 5+ years operating: not stated
- **Warnings:** May ask for ID: not in terms; Screens deposits: not in terms; Holds your funds: not in terms; Email required: not in terms; Phone number required: not in terms; Closed source: yes; Nobody accountable: not in terms

## Questions
### Does Trust Wallet require KYC?
Trust Wallet is rated KYC level 1 of 4 on this site: no ID mentioned. Terms describe non-custodial wallet software and contain no identity verification requirement; third-party services apply their own policies.

### Is Trust Wallet safe to use?
Trust Wallet has a Safety grade of 5.3 out of 10 and a Privacy grade of 7.0 out of 10. No incidents are on record. Evidence level: documentation reviewed.

### Is Trust Wallet legit?
Trust Wallet is a working wallet. Being real is not the same as being safe: its Safety grade here is 5.3 out of 10, built from custody, liquidity, track record and incidents.

### Is Trust Wallet a scam?
NoKYC Score does not label services as scams; it records documented incidents with their sources and outcomes. No incidents are on record for Trust Wallet.

### Do I need an account or email to use Trust Wallet?
No account needed.

### Does Trust Wallet have a Tor onion address?
No official onion address was found on Trust Wallet's own pages.

### Which cryptocurrencies does Trust Wallet support?
Trust Wallet supports BTC, ETH, BNB, SOL, USDT, USDC, TRX.

### Can I use Trust Wallet over Tor?
Trust Wallet does not publish an official onion address.

## Sources
- https://trustwallet.com/terms-of-service
- https://github.com/trustwallet
- https://github.com/trustwallet/wallet-core
- https://github.com/trustwallet/trust-wallet-ios

How grades are calculated: https://nokycscore.com/methodology