# Trocador review: KYC policy, privacy and safety grades

> Trocador is an aggregator operating since 2022. Its terms put it at KYC level 3 of 4: ID on risk flag. NoKYC Score grades it 4.2/10 for privacy (caution) and 3.7/10 for safety (poor). In its favour: no account needed, no email needed and no phone number. To watch: it may ask for ID and passes orders to partner exchanges. No incidents are on record.

Source: NoKYC Score, "Trocador review", reviewed 22 Oct 2026, https://nokycscore.com/service/trocador

## Key facts
- **Category:** Swap Aggregators
- **KYC level:** 3 of 4: ID on risk flag
- **Grades:** Privacy 4.2/10, Safety 3.7/10
- **Sign-up:** No account needed
- **Custody:** non-custodial
- **Incidents on record:** 0
- **Last reviewed:** 22 Oct 2026
- **Official website:** https://trocador.app

## What it is
Trocador is a swap aggregator popular with Monero users. It compares quotes from partner instant exchanges, assigns each partner a letter grade reflecting its KYC and AML behaviour, and lets users check an address's AML score before swapping. Swaps are executed by the chosen partner, so any hold or document request comes from that partner. According to secondary sources it offers a limited guarantee that covers only part of a swap, is capped at around $1,000 and excludes cases with a red-flag AML score. The official site was unreachable during this review.

## What the terms say about ID
The aggregator itself asks for no ID, but partner exchanges may hold a swap and request verification; partner grades indicate the risk.

## Features and warnings
- **Identity:** ID never required: no; No account needed: yes; No email needed: yes; No phone number: yes
- **Payment:** Accepts Monero: yes; Accepts Lightning: yes
- **Access:** Tor onion address: yes; Works without JavaScript: not stated
- **Trust:** Never holds your funds: not stated; Own liquidity: no; Refund without ID: not stated; Independent audit: not stated; Company named: not stated; 5+ years operating: not stated
- **Warnings:** May ask for ID: yes; Screens deposits: not in terms; Passes orders to partners: yes; Holds your funds: not in terms; Email required: not in terms; Phone number required: not in terms; Nobody accountable: not in terms

## Questions
### Does Trocador require KYC?
Trocador is rated KYC level 3 of 4 on this site: ID on risk flag. The aggregator itself asks for no ID, but partner exchanges may hold a swap and request verification; partner grades indicate the risk.

### Is Trocador safe to use?
Trocador has a Safety grade of 3.7 out of 10 and a Privacy grade of 4.2 out of 10. No incidents are on record. Evidence level: documentation reviewed.

### Is Trocador legit?
Trocador is a working aggregator that has operated since 2022. Being real is not the same as being safe: its Safety grade here is 3.7 out of 10, built from custody, liquidity, track record and incidents.

### Is Trocador a scam?
NoKYC Score does not label services as scams; it records documented incidents with their sources and outcomes. No incidents are on record for Trocador. Its terms also allow it to hold a flagged deposit and ask for identity documents.

### Do I need an account or email to use Trocador?
No account needed.

### Does Trocador have a Tor onion address?
No official onion address was found on Trocador's own pages.

### Which cryptocurrencies does Trocador support?
Trocador supports XMR, BTC, ETH, LTC, USDT.

### Is Trocador custodial?
No. Trocador is non-custodial: the operator does not control user funds.

### Can I use Trocador over Tor?
Trocador does not publish an official onion address.

## Sources
- https://kycnot.me/service/trocador
- https://uk.trustpilot.com/review/trocador.app?page=2
- https://changehero.io/de/mrkt/our-partners/trocador

How grades are calculated: https://nokycscore.com/methodology