# Swapzone review: KYC policy, privacy and safety grades

> Swapzone is an aggregator. Its terms put it at KYC level 3 of 4: ID on risk flag. NoKYC Score grades it 3.4/10 for privacy (poor) and 3.7/10 for safety (poor). In its favour: no account needed, no email needed and no phone number. To watch: it may ask for ID and passes orders to partner exchanges. No incidents are on record.

Source: NoKYC Score, "Swapzone review", reviewed 22 Oct 2026, https://nokycscore.com/service/swapzone

## Key facts
- **Category:** Swap Aggregators
- **KYC level:** 3 of 4: ID on risk flag
- **Grades:** Privacy 3.4/10, Safety 3.7/10
- **Sign-up:** No account needed
- **Custody:** non-custodial
- **Fees:** Swapzone fee stated as 0%; partner margin is included in each quote
- **Incidents on record:** 0
- **Last reviewed:** 22 Oct 2026
- **Official website:** https://swapzone.io

## What it is
Swapzone describes itself as a non-custodial instant crypto exchange aggregator that scans a network of exchange services and shows their offers side by side, with filters for fixed and floating rates and user reviews imported from a public review site. The page states that Swapzone's own fee is 0% and that no account is needed. It also offers a "private exchange" routing option and says explicitly that this concerns routing privacy and is not a way to bypass AML or KYC rules. Swaps are completed by the partner selected, whose terms govern any hold or verification request.

## What the terms say about ID
The site states its private routing does not bypass AML/KYC rules; partner exchanges apply their own checks.

## Features and warnings
- **Identity:** ID never required: no; No account needed: yes; No email needed: yes; No phone number: yes
- **Payment:** Accepts Monero: yes; Accepts Lightning: not stated
- **Access:** Tor onion address: not stated; Works without JavaScript: not stated
- **Trust:** Never holds your funds: not stated; Own liquidity: no; Refund without ID: not stated; Independent audit: not stated; Company named: not stated; 5+ years operating: not stated
- **Warnings:** May ask for ID: yes; Screens deposits: not in terms; Passes orders to partners: yes; Holds your funds: not in terms; Email required: not in terms; Phone number required: not in terms; Nobody accountable: not in terms

## Questions
### Does Swapzone require KYC?
Swapzone is rated KYC level 3 of 4 on this site: ID on risk flag. The site states its private routing does not bypass AML/KYC rules; partner exchanges apply their own checks.

### Is Swapzone safe to use?
Swapzone has a Safety grade of 3.7 out of 10 and a Privacy grade of 3.4 out of 10. No incidents are on record. Evidence level: documentation reviewed.

### Is Swapzone legit?
Swapzone is a working aggregator. Being real is not the same as being safe: its Safety grade here is 3.7 out of 10, built from custody, liquidity, track record and incidents.

### Is Swapzone a scam?
NoKYC Score does not label services as scams; it records documented incidents with their sources and outcomes. No incidents are on record for Swapzone. Its terms also allow it to hold a flagged deposit and ask for identity documents.

### Do I need an account or email to use Swapzone?
No account needed.

### What fees does Swapzone charge?
Swapzone fee stated as 0%; partner margin is included in each quote. Fees were recorded from Swapzone's own pages and can change; check before you send.

### Does Swapzone have a Tor onion address?
No official onion address was found on Swapzone's own pages.

### Which cryptocurrencies does Swapzone support?
Swapzone supports BTC, ETH, XMR, USDT, SOL, LTC, ZEC.

### Is Swapzone custodial?
No. Swapzone is non-custodial: the operator does not control user funds.

### Can I use Swapzone over Tor?
Swapzone does not publish an official onion address.

## Sources
- https://swapzone.io

How grades are calculated: https://nokycscore.com/methodology