# Swappix review: KYC policy, privacy and safety grades

> Swappix is a swap service. Its terms put it at KYC level 3 of 4: ID on risk flag. NoKYC Score grades it 2.7/10 for privacy (poor) and 3.0/10 for safety (poor). In its favour: no account needed, no email needed and no phone number. To watch: it may ask for ID, screens deposits and passes orders to partner exchanges. No incidents are on record.

Source: NoKYC Score, "Swappix review", reviewed 22 Oct 2026, https://nokycscore.com/service/swappix

## Key facts
- **Category:** Instant Swaps
- **KYC level:** 3 of 4: ID on risk flag
- **Grades:** Privacy 2.7/10, Safety 3.0/10
- **Sign-up:** No account needed
- **Custody:** custodial
- **Limits:** Per-pair minimum and maximum shown in the form
- **Incidents on record:** 0
- **Last reviewed:** 22 Oct 2026
- **Official website:** https://swappix.io

## What it is
Swappix is a no-registration instant swap service listing more than 570 coins. Its terms say it may use third-party exchange service providers for liquidity, and some deposits pass through its own node before being forwarded to the exchange. Its AML/KYC policy says an automated risk system halts flagged transactions until the user passes identity verification, sometimes with proof of lawful ownership of the funds. A refund or resumption after a long delay is only possible after KYC. The terms exclude the United States, Japan, South Korea, Iraq and sanctioned states, and use Seychelles law; no operating company is named. Its AML/KYC wording closely matches Changee's policy.

## What the terms say about ID
AML/KYC policy: "If the system marks a transaction as suspicious, it will be halted, and the user will be prompted to undergo AML/KYC verification"; refunds after a long delay "possible only after KYC completion".

## Features and warnings
- **Identity:** ID never required: no; No account needed: yes; No email needed: yes; No phone number: yes
- **Payment:** Accepts Monero: yes; Accepts Lightning: not stated
- **Access:** Tor onion address: not stated; Works without JavaScript: not stated
- **Trust:** Never holds your funds: no; Own liquidity: no; Refund without ID: not stated; Open source: no; Independent audit: not stated; Company named: no; 5+ years operating: not stated
- **Warnings:** May ask for ID: yes; Screens deposits: yes; Passes orders to partners: yes; Holds your funds: yes; Email required: not in terms; Phone number required: not in terms; Closed source: yes; Nobody accountable: yes

## Questions
### Does Swappix require KYC?
Swappix is rated KYC level 3 of 4 on this site: ID on risk flag. AML/KYC policy: "If the system marks a transaction as suspicious, it will be halted, and the user will be prompted to undergo AML/KYC verification"; refunds after a long delay "possible only after KYC completion".

### Is Swappix safe to use?
Swappix has a Safety grade of 3.0 out of 10 and a Privacy grade of 2.7 out of 10. No incidents are on record. Evidence level: documentation reviewed.

### Is Swappix legit?
Swappix is a working swap service. Its operators do not publish a company or names, so nobody is publicly accountable for it. Being real is not the same as being safe: its Safety grade here is 3.0 out of 10, built from custody, liquidity, track record and incidents.

### Is Swappix a scam?
NoKYC Score does not label services as scams; it records documented incidents with their sources and outcomes. No incidents are on record for Swappix. Its terms also allow it to hold a flagged deposit and ask for identity documents.

### Do I need an account or email to use Swappix?
No account needed.

### What are Swappix's limits?
Per-pair minimum and maximum shown in the form.

### Does Swappix have a Tor onion address?
No official onion address was found on Swappix's own pages.

### Which cryptocurrencies does Swappix support?
Swappix supports BTC, USDT, ETH, XMR, TRX, TON.

### Is Swappix custodial?
Yes. Swappix holds funds during a trade, which means it is able to delay or freeze them.

### Can I use Swappix over Tor?
Swappix does not publish an official onion address.

## Sources
- https://swappix.io
- https://swappix.io/legal/terms
- https://swappix.io/legal/aml-kyc

How grades are calculated: https://nokycscore.com/methodology