# StereoSwap review: KYC policy, privacy and safety grades

> StereoSwap is a swap service. Its terms put it at KYC level 1 of 4: no ID mentioned. NoKYC Score grades it 7.3/10 for privacy (strong) and 4.0/10 for safety (caution). In its favour: no account needed, no email needed and no phone number. To watch: it screens deposits, passes orders to partner exchanges and holds your funds while you use it. No incidents are on record.

Source: NoKYC Score, "StereoSwap review", reviewed 22 Oct 2026, https://nokycscore.com/service/stereoswap

## Key facts
- **Category:** Instant Swaps
- **KYC level:** 1 of 4: No ID mentioned
- **Grades:** Privacy 7.3/10, Safety 4.0/10
- **Sign-up:** No account needed
- **Custody:** custodial
- **Fees:** Fees included in the quoted rate (terms s.4)
- **Incidents on record:** 0
- **Last reviewed:** 22 Oct 2026
- **Official website:** https://stereoswap.app

## What it is
StereoSwap is an instant swap service with no accounts or KYC. It offers a standard mode; an Oblivion mode in which swap data is wiped 15 minutes after completion; and a Private swap that routes the exchange through Monero in two stages using different liquidity sources. A server-rendered no-JavaScript version is available, and the FAQ says a .onion mirror exists. Its AML policy says every incoming transaction is screened with internal and third-party blockchain risk tools, and critically high-risk deposits may be returned to the refund address; it lists the identity documents it does not request "for ordinary use". The operator is described only as an independent team. Optional sign-up exists but is not needed to swap.

## What the terms say about ID
AML policy: "We do not require standard customer registration or identity verification"; high-risk deposits "may be returned to the original refund address". The no-documents statement is qualified "for ordinary use of the platform"; no clause describing an ID request was found.

## Features and warnings
- **Identity:** ID never required: not stated; No account needed: yes; No email needed: yes; No phone number: yes
- **Payment:** Accepts Monero: yes; Accepts Lightning: not stated
- **Access:** Tor onion address: yes; Works without JavaScript: yes
- **Trust:** Never holds your funds: no; Own liquidity: no; Refund without ID: yes; Open source: no; Independent audit: not stated; Company named: no; 5+ years operating: not stated
- **Warnings:** May ask for ID: not in terms; Screens deposits: yes; Passes orders to partners: yes; Holds your funds: yes; Email required: not in terms; Phone number required: not in terms; Closed source: yes; Nobody accountable: yes

## Questions
### Does StereoSwap require KYC?
StereoSwap is rated KYC level 1 of 4 on this site: no ID mentioned. AML policy: "We do not require standard customer registration or identity verification"; high-risk deposits "may be returned to the original refund address". The no-documents statement is qualified "for ordinary use of the platform"; no clause describing an ID request was found.

### Is StereoSwap safe to use?
StereoSwap has a Safety grade of 4.0 out of 10 and a Privacy grade of 7.3 out of 10. No incidents are on record. Evidence level: documentation reviewed.

### Is StereoSwap legit?
StereoSwap is a working swap service. Its operators do not publish a company or names, so nobody is publicly accountable for it. Being real is not the same as being safe: its Safety grade here is 4.0 out of 10, built from custody, liquidity, track record and incidents.

### Is StereoSwap a scam?
NoKYC Score does not label services as scams; it records documented incidents with their sources and outcomes. No incidents are on record for StereoSwap.

### Do I need an account or email to use StereoSwap?
No account needed.

### What fees does StereoSwap charge?
Fees included in the quoted rate (terms s.4). Fees were recorded from StereoSwap's own pages and can change; check before you send.

### Does StereoSwap have a Tor onion address?
No official onion address was found on StereoSwap's own pages.

### Which cryptocurrencies does StereoSwap support?
StereoSwap supports BTC, XMR, USDT.

### Is StereoSwap custodial?
Yes. StereoSwap holds funds during a trade, which means it is able to delay or freeze them.

### Can I use StereoSwap over Tor?
StereoSwap does not publish an official onion address.

## Sources
- https://stereoswap.app/en
- https://stereoswap.app/en/terms-of-use
- https://stereoswap.app/en/aml-kyc
- https://stereoswap.app/en/privacy-policy
- https://stereoswap.app/en/faq
- https://stereoswap.app/en/nojs

How grades are calculated: https://nokycscore.com/methodology