# StealthEX review: KYC policy, privacy and safety grades

> StealthEX is a swap service operating since 2018. Its terms put it at KYC level 3 of 4: ID on risk flag. NoKYC Score grades it 2.7/10 for privacy (poor) and 4.4/10 for safety (caution). In its favour: no account needed, no email needed and no phone number. To watch: it may ask for ID, screens deposits and passes orders to partner exchanges. No incidents are on record.

Source: NoKYC Score, "StealthEX review", reviewed 22 Oct 2026, https://nokycscore.com/service/stealthex

## Key facts
- **Category:** Instant Swaps
- **KYC level:** 3 of 4: ID on risk flag
- **Grades:** Privacy 2.7/10, Safety 4.4/10
- **Sign-up:** No account needed
- **Custody:** custodial
- **Incidents on record:** 0
- **Last reviewed:** 22 Oct 2026
- **Official website:** https://stealthex.io

## What it is
StealthEX is an instant swap platform for crypto-to-crypto exchanges, with fiat purchases offered through partners. Swaps can be started without an account. The terms of use incorporate a KYC/AML policy by reference, define a KYC verification process for assessing a user's risk profile, and exclude residents of restricted jurisdictions and persons on sanctions lists. The KYC/AML annex, last updated March 2024, says its rules are based on UK money-laundering regulations. In practice this means most small swaps complete without checks, while flagged transactions can be paused until documents are supplied.

## What the terms say about ID
Terms incorporate a KYC/AML policy under which flagged users can be required to complete identity verification.

## Features and warnings
- **Identity:** ID never required: no; No account needed: yes; No email needed: yes; No phone number: yes
- **Payment:** Accepts Monero: yes; Accepts Lightning: not stated
- **Access:** Tor onion address: not stated; Works without JavaScript: not stated
- **Trust:** Never holds your funds: no; Own liquidity: no; Refund without ID: not stated; Open source: no; Independent audit: not stated; Company named: not stated; 5+ years operating: yes
- **Warnings:** May ask for ID: yes; Screens deposits: yes; Passes orders to partners: yes; Holds your funds: yes; Email required: not in terms; Phone number required: not in terms; Closed source: yes; Nobody accountable: not in terms

## Questions
### Does StealthEX require KYC?
StealthEX is rated KYC level 3 of 4 on this site: ID on risk flag. Terms incorporate a KYC/AML policy under which flagged users can be required to complete identity verification.

### Is StealthEX safe to use?
StealthEX has a Safety grade of 4.4 out of 10 and a Privacy grade of 2.7 out of 10. No incidents are on record. Evidence level: documentation reviewed.

### Is StealthEX legit?
StealthEX is a working swap service that has operated since 2018. Being real is not the same as being safe: its Safety grade here is 4.4 out of 10, built from custody, liquidity, track record and incidents.

### Is StealthEX a scam?
NoKYC Score does not label services as scams; it records documented incidents with their sources and outcomes. No incidents are on record for StealthEX. Its terms also allow it to hold a flagged deposit and ask for identity documents.

### Do I need an account or email to use StealthEX?
No account needed.

### Does StealthEX have a Tor onion address?
No official onion address was found on StealthEX's own pages.

### Which cryptocurrencies does StealthEX support?
StealthEX supports BTC, ETH, XMR, USDT, LTC, SOL, ARB.

### Is StealthEX custodial?
Yes. StealthEX holds funds during a trade, which means it is able to delay or freeze them.

### Can I use StealthEX over Tor?
StealthEX does not publish an official onion address.

## Sources
- https://stealthex.io/terms/
- https://stealthex.io/kyc-aml/

How grades are calculated: https://nokycscore.com/methodology