# SHKeeper review: KYC policy, privacy and safety grades

> SHKeeper is a payment gateway. Its terms put it at KYC level 0 of 4: ID never required. NoKYC Score grades it 8.8/10 for privacy (excellent) and 7.3/10 for safety (strong). In its favour: no account needed, no email needed and no phone number. No incidents are on record.

Source: NoKYC Score, "SHKeeper review", reviewed 22 Oct 2026, https://nokycscore.com/service/shkeeper

## Key facts
- **Category:** Payment Gateways
- **KYC level:** 0 of 4: ID never required
- **Grades:** Privacy 8.8/10, Safety 7.3/10
- **Sign-up:** No account needed
- **Custody:** non-custodial
- **Fees:** No payment fee
- **Jurisdiction:** Decentralised / none
- **Incidents on record:** 0
- **Last reviewed:** 22 Oct 2026
- **Official website:** https://shkeeper.io

## What it is
SHKeeper is a self-hosted, open-source cryptocurrency payment processor that combines a gateway and a merchant wallet. The site says it lets businesses accept payments in multiple cryptocurrencies without fees or intermediaries, lists more than nineteen supported assets including stablecoins on several networks, and provides an API, a demo and server requirements for deployment with Helm. Because the merchant operates the software on its own server and controls the wallets, there is no provider account and nobody positioned to demand verification. It is developed by a hosting company, which is named on the site as its creator.

## What the terms say about ID
Self-hosted software; the site states payments are accepted "without fees and intermediaries".

## Features and warnings
- **Identity:** ID never required: yes; No account needed: yes; No email needed: yes; No phone number: yes
- **Payment:** Accepts Monero: not stated; Accepts Lightning: not stated
- **Access:** Tor onion address: not stated; Works without JavaScript: not stated
- **Trust:** Never holds your funds: yes; Open source: yes; Independent audit: not stated; Company named: not stated; 5+ years operating: not stated
- **Warnings:** May ask for ID: not in terms; Screens deposits: not in terms; Holds your funds: not in terms; Email required: not in terms; Phone number required: not in terms; Closed source: not in terms; Nobody accountable: not in terms

## Questions
### Does SHKeeper require KYC?
SHKeeper is rated KYC level 0 of 4 on this site: ID never required. Self-hosted software; the site states payments are accepted "without fees and intermediaries".

### Is SHKeeper safe to use?
SHKeeper has a Safety grade of 7.3 out of 10 and a Privacy grade of 8.8 out of 10. No incidents are on record. Evidence level: documentation reviewed.

### Is SHKeeper legit?
SHKeeper is a working payment gateway. Being real is not the same as being safe: its Safety grade here is 7.3 out of 10, built from custody, liquidity, track record and incidents.

### Is SHKeeper a scam?
NoKYC Score does not label services as scams; it records documented incidents with their sources and outcomes. No incidents are on record for SHKeeper.

### Do I need an account or email to use SHKeeper?
No account needed.

### What fees does SHKeeper charge?
No payment fee. Fees were recorded from SHKeeper's own pages and can change; check before you send.

### Does SHKeeper have a Tor onion address?
No official onion address was found on SHKeeper's own pages.

### Which cryptocurrencies does SHKeeper support?
SHKeeper supports BTC, ETH, LTC, USDT, USDC, TRX.

### Is SHKeeper custodial?
No. SHKeeper is non-custodial: the operator does not control user funds.

### Can I use SHKeeper over Tor?
SHKeeper does not publish an official onion address.

## Sources
- https://shkeeper.io
- https://github.com/vsys-host/shkeeper.io

How grades are calculated: https://nokycscore.com/methodology