# Plisio review: KYC policy, privacy and safety grades

> Plisio is a payment gateway. Its terms put it at KYC level 2 of 4: ID in rare cases. NoKYC Score grades it 4.9/10 for privacy (caution) and 3.8/10 for safety (poor). In its favour: accepts Monero. To watch: it holds your funds while you use it, requires an email address and is closed source. No incidents are on record.

Source: NoKYC Score, "Plisio review", reviewed 23 Oct 2026, https://nokycscore.com/service/plisio

## Key facts
- **Category:** Payment Gateways
- **KYC level:** 2 of 4: ID in rare cases
- **Grades:** Privacy 4.9/10, Safety 3.8/10
- **Sign-up:** Email required
- **Custody:** custodial
- **Fees:** 0.5% per transaction via API; 1.5% for white label; no monthly or setup fees
- **Incidents on record:** 0
- **Last reviewed:** 23 Oct 2026
- **Official website:** https://plisio.net

## What it is
Plisio is a hosted crypto payment gateway and wallet for merchants, with an API, invoices, mass payouts and a white-label option. It accepts Bitcoin, Ethereum, Litecoin, Monero, Zcash, Dash, Dogecoin, USDT, USDC and others, and charges 0.5% (1.5% for white label). The homepage states no proof of identity is needed. The terms (PDF) describe funds held in service wallets, ask users to identify themselves only if an account appears hacked, and reserve the right to freeze an account at the request of state regulators; sanctioned persons and countries are excluded. No operating company or jurisdiction is named.

## What the terms say about ID
Homepage: "No proof of identity needed"; terms allow suspension for "Failure to identify yourself if we believe that your account has been hacked" and freezing at the request of state regulators.

## Features and warnings
- **Identity:** ID never required: no; No account needed: no; No email needed: no; No phone number: not stated
- **Payment:** Accepts Monero: yes; Accepts Lightning: not stated
- **Access:** Tor onion address: not stated; Works without JavaScript: not stated
- **Trust:** Never holds your funds: no; Open source: no; Independent audit: not stated; Company named: no; 5+ years operating: not stated
- **Warnings:** May ask for ID: not in terms; Screens deposits: not in terms; Holds your funds: yes; Email required: yes; Phone number required: not in terms; Closed source: yes; Nobody accountable: yes

## Questions
### Does Plisio require KYC?
Plisio is rated KYC level 2 of 4 on this site: ID in rare cases. Homepage: "No proof of identity needed"; terms allow suspension for "Failure to identify yourself if we believe that your account has been hacked" and freezing at the request of state regulators.

### Is Plisio safe to use?
Plisio has a Safety grade of 3.8 out of 10 and a Privacy grade of 4.9 out of 10. No incidents are on record. Evidence level: documentation reviewed.

### Is Plisio legit?
Plisio is a working payment gateway. Its operators do not publish a company or names, so nobody is publicly accountable for it. Being real is not the same as being safe: its Safety grade here is 3.8 out of 10, built from custody, liquidity, track record and incidents.

### Is Plisio a scam?
NoKYC Score does not label services as scams; it records documented incidents with their sources and outcomes. No incidents are on record for Plisio.

### Do I need an account or email to use Plisio?
Email required.

### What fees does Plisio charge?
0.5% per transaction via API; 1.5% for white label; no monthly or setup fees. Fees were recorded from Plisio's own pages and can change; check before you send.

### Does Plisio have a Tor onion address?
No official onion address was found on Plisio's own pages.

### Which cryptocurrencies does Plisio support?
Plisio supports BTC, ETH, LTC, XMR, ZEC, DASH, DOGE, BCH, USDT, USDC, and fiat payments in USD.

### Is Plisio custodial?
Yes. Plisio holds funds during a trade, which means it is able to delay or freeze them.

### Can I use Plisio over Tor?
Plisio does not publish an official onion address.

## Sources
- https://plisio.net/
- https://plisio.net/pricing
- https://plisio.net/faq
- https://plisio.net/docs/plisio-terms-of-use.pdf

How grades are calculated: https://nokycscore.com/methodology