# Anon review: KYC policy, privacy and safety grades

> Anon is a gift card store. Its terms put it at KYC level 1 of 4: no ID mentioned. NoKYC Score grades it 5.8/10 for privacy (fair) and 4.7/10 for safety (caution). In its favour: no phone number, accepts Monero and company named. To watch: it holds your funds while you use it and requires an email address. No incidents are on record.

Source: NoKYC Score, "Anon review", reviewed 22 Oct 2026, https://nokycscore.com/service/paywithanon

## Key facts
- **Category:** Gift Cards
- **KYC level:** 1 of 4: No ID mentioned
- **Grades:** Privacy 5.8/10, Safety 4.7/10
- **Sign-up:** Email required
- **Custody:** custodial
- **Fees:** Card creation and load fees apply at issuance (amounts not published on the pages reviewed)
- **Limits:** Up to $1,000 per card; unlimited number of cards; Apple Pay and Google Pay only for cards loaded with more than $500
- **Jurisdiction:** United States
- **Incidents on record:** 0
- **Last reviewed:** 22 Oct 2026
- **Official website:** https://paywithanon.com

## What it is
Anon sells virtual prepaid Visa cards funded with crypto that is converted to US dollars when the balance is loaded. The site says an account needs only an email address and that it will never ask for identification; its FAQ calls this a permanent policy. The cards are issued by partner financial institutions, do not pass 3D Secure checks and cannot be redeemed in a list of countries. The terms, from Anon Services, Inc. under US law, let the company review, postpone or cancel the acceptance or dispersal of funds and reduce balances after 12 months of inactivity.

## What the terms say about ID
FAQ: "The Anon card requires zero identity verification... we will never introduce KYC requirements"; the terms have no ID clause but allow funds to be reviewed, postponed or cancelled.

## Features and warnings
- **Identity:** ID never required: not stated; No account needed: no; No email needed: no; No phone number: yes
- **Payment:** Accepts Monero: yes; Accepts Lightning: not stated; Accepts cash: not stated
- **Access:** Tor onion address: not stated; Works without JavaScript: not stated
- **Trust:** Never holds your funds: no; Independent audit: not stated; Company named: yes; 5+ years operating: not stated
- **Warnings:** May ask for ID: not in terms; Screens deposits: not in terms; Holds your funds: yes; Email required: yes; Phone number required: not in terms; Nobody accountable: not in terms

## Questions
### Does Anon require KYC?
Anon is rated KYC level 1 of 4 on this site: no ID mentioned. FAQ: "The Anon card requires zero identity verification... we will never introduce KYC requirements"; the terms have no ID clause but allow funds to be reviewed, postponed or cancelled.

### Is Anon safe to use?
Anon has a Safety grade of 4.7 out of 10 and a Privacy grade of 5.8 out of 10. No incidents are on record. Evidence level: documentation reviewed.

### Is Anon legit?
Anon is a working gift card store. It publishes the company that runs it, in United States. Being real is not the same as being safe: its Safety grade here is 4.7 out of 10, built from custody, liquidity, track record and incidents.

### Is Anon a scam?
NoKYC Score does not label services as scams; it records documented incidents with their sources and outcomes. No incidents are on record for Anon.

### Do I need an account or email to use Anon?
Email required.

### What fees does Anon charge?
Card creation and load fees apply at issuance (amounts not published on the pages reviewed). Fees were recorded from Anon's own pages and can change; check before you send.

### What are Anon's limits?
Up to $1,000 per card; unlimited number of cards; Apple Pay and Google Pay only for cards loaded with more than $500.

### Does Anon have a Tor onion address?
No official onion address was found on Anon's own pages.

### Which cryptocurrencies does Anon support?
Anon supports BTC, XMR, LTC, ETH, BCH, USDT, and fiat payments in USD.

### Can I use Anon over Tor?
Anon does not publish an official onion address.

## Sources
- https://paywithanon.com
- https://paywithanon.com/terms
- https://paywithanon.com/faq

How grades are calculated: https://nokycscore.com/methodology