# OffGrid review: KYC policy, privacy and safety grades

> OffGrid is a card. Its terms put it at KYC level 1 of 4: no ID mentioned. NoKYC Score grades it 5.7/10 for privacy (fair) and 3.8/10 for safety (poor). In its favour: no email needed. To watch: it holds your funds while you use it and has no publicly accountable operator. No incidents are on record.

Source: NoKYC Score, "OffGrid review", reviewed 22 Oct 2026, https://nokycscore.com/service/offgrid-cash

## Key facts
- **Category:** Crypto Cards
- **KYC level:** 1 of 4: No ID mentioned
- **Grades:** Privacy 5.7/10, Safety 3.8/10
- **Sign-up:** Email optional
- **Custody:** custodial
- **Fees:** Yearly membership plus a loading fee on top-ups; amounts are shown per card tier in the app
- **Limits:** Daily, weekly and monthly spending limits set by subscription tier; one card per account
- **Incidents on record:** 0
- **Last reviewed:** 22 Oct 2026
- **Official website:** https://app.offgrid.cash

## What it is
OffGrid lets users deposit crypto, convert it to a USD-denominated wallet balance and load a virtual prepaid Visa card. Its terms say the card is issued by a licensed card issuing partner (not named), spending limits depend on the subscription tier, and funds loaded onto the card cannot be withdrawn. The in-app FAQ says sign-up needs a name and an email with no ID or selfie. The terms exclude sanctioned persons, allow accounts to be suspended and funds frozen pending investigation, and say a terminated card balance is forfeited. No company name is given; the terms refer only to "OffGrid's registered entity".

## What the terms say about ID
FAQ: "No ID, no selfie. A name and an email is the whole sign-up"; the terms contain no identity clause but allow funds to be frozen pending investigation.

## Features and warnings
- **Identity:** ID never required: not stated; No account needed: not stated; No email needed: yes; No phone number: not stated
- **Payment:** Accepts Monero: not stated; Accepts Lightning: not stated; Accepts cash: not stated
- **Access:** Tor onion address: not stated; Works without JavaScript: not stated
- **Trust:** Never holds your funds: no; Independent audit: not stated; Company named: no; 5+ years operating: not stated
- **Warnings:** May ask for ID: not in terms; Screens deposits: not in terms; Passes orders to partners: not in terms; Holds your funds: yes; Email required: not in terms; Phone number required: not in terms; Nobody accountable: yes

## Questions
### Does OffGrid require KYC?
OffGrid is rated KYC level 1 of 4 on this site: no ID mentioned. FAQ: "No ID, no selfie. A name and an email is the whole sign-up"; the terms contain no identity clause but allow funds to be frozen pending investigation.

### Is OffGrid safe to use?
OffGrid has a Safety grade of 3.8 out of 10 and a Privacy grade of 5.7 out of 10. No incidents are on record. Evidence level: documentation reviewed.

### Is OffGrid legit?
OffGrid is a working card. Its operators do not publish a company or names, so nobody is publicly accountable for it. Being real is not the same as being safe: its Safety grade here is 3.8 out of 10, built from custody, liquidity, track record and incidents.

### Is OffGrid a scam?
NoKYC Score does not label services as scams; it records documented incidents with their sources and outcomes. No incidents are on record for OffGrid.

### Do I need an account or email to use OffGrid?
Email optional.

### What fees does OffGrid charge?
Yearly membership plus a loading fee on top-ups; amounts are shown per card tier in the app. Fees were recorded from OffGrid's own pages and can change; check before you send.

### What are OffGrid's limits?
Daily, weekly and monthly spending limits set by subscription tier; one card per account.

### Does OffGrid have a Tor onion address?
No official onion address was found on OffGrid's own pages.

### Is OffGrid custodial?
Yes. OffGrid holds funds during a trade, which means it is able to delay or freeze them.

### Can I use OffGrid over Tor?
OffGrid does not publish an official onion address.

## Sources
- https://app.offgrid.cash/claim
- https://app.offgrid.cash/terms-and-conditions

How grades are calculated: https://nokycscore.com/methodology