# NeverKYC review: KYC policy, privacy and safety grades

> NeverKYC is a swap service. Its terms put it at KYC level 1 of 4: no ID mentioned. NoKYC Score grades it 7.1/10 for privacy (strong) and 4.6/10 for safety (caution). In its favour: no account needed, no email needed and no phone number. To watch: it screens deposits, holds your funds while you use it and is closed source. No incidents are on record.

Source: NoKYC Score, "NeverKYC review", reviewed 22 Oct 2026, https://nokycscore.com/service/neverkyc

## Key facts
- **Category:** Instant Swaps
- **KYC level:** 1 of 4: No ID mentioned
- **Grades:** Privacy 7.1/10, Safety 4.6/10
- **Sign-up:** No account needed
- **Custody:** custodial
- **Fees:** No separate fees stated; final rate may differ from the preview by up to 3%
- **Limits:** Per-order minimums; homepage says there are no maximum limits
- **Incidents on record:** 0
- **Last reviewed:** 22 Oct 2026
- **Official website:** https://www.neverkyc.com

## What it is
NeverKYC is an account-free swap service for Bitcoin, Monero, Ethereum, Litecoin, USDT and other coins. Its terms say registration and KYC are not required for regular users, that rates come from third-party liquidity providers, and that deposits pass automated AML screening; high-risk transactions may be declined, in which case the funds are returned to the refund address the user gave, and the service says it does not confiscate funds. Its privacy policy says it does not collect names, emails or IDs, uses no analytics and does not log IP addresses or activity history, apart from temporary logs during attacks. Optional accounts exist for extra features and the referral programme. No company is named.

## What the terms say about ID
Terms 1: "Registration and KYC are not required for regular users"; no clause reserves a right to request ID. Flagged deposits are declined and returned rather than held for documents.

## Features and warnings
- **Identity:** ID never required: not stated; No account needed: yes; No email needed: yes; No phone number: yes
- **Payment:** Accepts Monero: yes; Accepts Lightning: not stated
- **Access:** Tor onion address: not stated; Works without JavaScript: not stated
- **Trust:** Never holds your funds: no; Own liquidity: not stated; Refund without ID: yes; Open source: no; Independent audit: not stated; Company named: no; 5+ years operating: not stated
- **Warnings:** May ask for ID: not in terms; Screens deposits: yes; Passes orders to partners: not in terms; Holds your funds: yes; Email required: not in terms; Phone number required: not in terms; Closed source: yes; Nobody accountable: yes

## Questions
### Does NeverKYC require KYC?
NeverKYC is rated KYC level 1 of 4 on this site: no ID mentioned. Terms 1: "Registration and KYC are not required for regular users"; no clause reserves a right to request ID. Flagged deposits are declined and returned rather than held for documents.

### Is NeverKYC safe to use?
NeverKYC has a Safety grade of 4.6 out of 10 and a Privacy grade of 7.1 out of 10. No incidents are on record. Evidence level: documentation reviewed.

### Is NeverKYC legit?
NeverKYC is a working swap service. Its operators do not publish a company or names, so nobody is publicly accountable for it. Being real is not the same as being safe: its Safety grade here is 4.6 out of 10, built from custody, liquidity, track record and incidents.

### Is NeverKYC a scam?
NoKYC Score does not label services as scams; it records documented incidents with their sources and outcomes. No incidents are on record for NeverKYC.

### Do I need an account or email to use NeverKYC?
No account needed.

### What fees does NeverKYC charge?
No separate fees stated; final rate may differ from the preview by up to 3%. Fees were recorded from NeverKYC's own pages and can change; check before you send.

### What are NeverKYC's limits?
Per-order minimums; homepage says there are no maximum limits.

### Does NeverKYC have a Tor onion address?
No official onion address was found on NeverKYC's own pages.

### Which cryptocurrencies does NeverKYC support?
NeverKYC supports BTC, XMR, ETH, LTC, USDT.

### Is NeverKYC custodial?
Yes. NeverKYC holds funds during a trade, which means it is able to delay or freeze them.

### Can I use NeverKYC over Tor?
NeverKYC does not publish an official onion address.

## Sources
- https://www.neverkyc.com
- https://www.neverkyc.com/terms
- https://www.neverkyc.com/policy

How grades are calculated: https://nokycscore.com/methodology