# NativeSwap review: KYC policy, privacy and safety grades

> NativeSwap is a swap service operating since 2025. Its terms put it at KYC level 1 of 4: no ID mentioned. NoKYC Score grades it 7.3/10 for privacy (strong) and 5.5/10 for safety (fair). In its favour: no account needed, no email needed and no phone number. To watch: it is closed source and has no publicly accountable operator. No incidents are on record.

Source: NoKYC Score, "NativeSwap review", reviewed 22 Oct 2026, https://nokycscore.com/service/nativeswap

## Key facts
- **Category:** Instant Swaps
- **KYC level:** 1 of 4: No ID mentioned
- **Grades:** Privacy 7.3/10, Safety 5.5/10
- **Sign-up:** No account needed
- **Custody:** non-custodial
- **Fees:** Service fee of 10-15 basis points per swap, none under $10, plus network and protocol fees
- **Limits:** No fixed minimum or maximum; depends on protocol pool depth
- **Incidents on record:** 0
- **Last reviewed:** 22 Oct 2026
- **Official website:** https://nativeswap.io

## What it is
NativeSwap is a web interface for cross-chain swaps of native assets, routed through the THORChain and Maya Protocol liquidity networks rather than its own reserves. Users connect a self-custodial wallet and sign transactions themselves; there is no account. The terms describe the service as a non-custodial interface that never holds funds or operates pools, and they contain no identity or verification clause, though use from sanctioned jurisdictions is prohibited. The privacy policy says connected wallet addresses, IP addresses and analytics data are collected. The site's roadmap shows a public launch in Q3 2025; no operating company is named.

## What the terms say about ID
Terms and FAQ mention no identity requirement: no account is created and the user only connects a wallet.

## Features and warnings
- **Identity:** ID never required: not stated; No account needed: yes; No email needed: yes; No phone number: yes
- **Payment:** Accepts Monero: not stated; Accepts Lightning: not stated
- **Access:** Tor onion address: not stated; Works without JavaScript: not stated
- **Trust:** Never holds your funds: yes; Own liquidity: not stated; Refund without ID: not stated; Open source: no; Independent audit: not stated; Company named: no; 5+ years operating: not stated
- **Warnings:** May ask for ID: not in terms; Screens deposits: not in terms; Passes orders to partners: not in terms; Holds your funds: not in terms; Email required: not in terms; Phone number required: not in terms; Closed source: yes; Nobody accountable: yes

## Questions
### Does NativeSwap require KYC?
NativeSwap is rated KYC level 1 of 4 on this site: no ID mentioned. Terms and FAQ mention no identity requirement: no account is created and the user only connects a wallet.

### Is NativeSwap safe to use?
NativeSwap has a Safety grade of 5.5 out of 10 and a Privacy grade of 7.3 out of 10. No incidents are on record. Evidence level: documentation reviewed.

### Is NativeSwap legit?
NativeSwap is a working swap service that has operated since 2025. Its operators do not publish a company or names, so nobody is publicly accountable for it. Being real is not the same as being safe: its Safety grade here is 5.5 out of 10, built from custody, liquidity, track record and incidents.

### Is NativeSwap a scam?
NoKYC Score does not label services as scams; it records documented incidents with their sources and outcomes. No incidents are on record for NativeSwap.

### Do I need an account or email to use NativeSwap?
No account needed.

### What fees does NativeSwap charge?
Service fee of 10-15 basis points per swap, none under $10, plus network and protocol fees. Fees were recorded from NativeSwap's own pages and can change; check before you send.

### What are NativeSwap's limits?
No fixed minimum or maximum; depends on protocol pool depth.

### Does NativeSwap have a Tor onion address?
No official onion address was found on NativeSwap's own pages.

### Which cryptocurrencies does NativeSwap support?
NativeSwap supports BTC, ETH, SOL, LTC, DOGE, BCH, DASH, ZEC.

### Is NativeSwap custodial?
No. NativeSwap is non-custodial: the operator does not control user funds.

### Can I use NativeSwap over Tor?
NativeSwap does not publish an official onion address.

## Sources
- https://nativeswap.io
- https://nativeswap.io/terms
- https://nativeswap.io/privacy
- https://nativeswap.io/faq
- https://nativeswap.io/about
- https://nativeswap.io/contact

How grades are calculated: https://nokycscore.com/methodology