# NanoGPT review: KYC policy, privacy and safety grades

> NanoGPT is an AI service. Its terms put it at KYC level 0 of 4: ID never required. NoKYC Score grades it 8.2/10 for privacy (strong) and 5.0/10 for safety (caution). In its favour: no account needed, no email needed and no phone number. No incidents are on record.

Source: NoKYC Score, "NanoGPT review", reviewed 22 Oct 2026, https://nokycscore.com/service/nanogpt

## Key facts
- **Category:** Private AI
- **KYC level:** 0 of 4: ID never required
- **Grades:** Privacy 8.2/10, Safety 5.0/10
- **Sign-up:** No account needed
- **Fees:** Pay as you go; top-ups from $0.10 in crypto or $1 by card; optional $12/month plan
- **Incidents on record:** 0
- **Last reviewed:** 22 Oct 2026
- **Official website:** https://nano-gpt.com

## What it is
NanoGPT is a pay-as-you-go service giving access to hundreds of text, image and video models through a web chat and an OpenAI-compatible API. Its privacy page says no account is required: visitors get a generated user ID and can avoid sharing an email address. Conversations are stored in the browser unless the user opts into sync, and the operator says it does not log or retain prompt and response content during normal inference, while noting that it cannot audit upstream model providers. Balances can be topped up from $0.10 with cryptocurrency or $1 by card, with a 5% discount for paying in Nano. The FAQ states that no KYC or ID check is required.

## What the terms say about ID
FAQ states NanoGPT "does not require KYC or an ID check" and can be used without an email or account; payment providers may apply their own checks.

## Features and warnings
- **Identity:** ID never required: yes; No account needed: yes; No email needed: yes; No phone number: yes
- **Payment:** Accepts Monero: not stated; Accepts Lightning: not stated
- **Access:** Tor onion address: not stated; Works without JavaScript: not stated
- **Trust:** Open source: not stated; No-logs policy: yes; Independent audit: not stated; Company named: not stated; 5+ years operating: not stated
- **Warnings:** May ask for ID: not in terms; Email required: not in terms; Phone number required: not in terms; Closed source: not in terms; Nobody accountable: not in terms

## Questions
### Does NanoGPT require KYC?
NanoGPT is rated KYC level 0 of 4 on this site: ID never required. FAQ states NanoGPT "does not require KYC or an ID check" and can be used without an email or account; payment providers may apply their own checks.

### Is NanoGPT safe to use?
NanoGPT has a Safety grade of 5.0 out of 10 and a Privacy grade of 8.2 out of 10. No incidents are on record. Evidence level: documentation reviewed.

### Is NanoGPT legit?
NanoGPT is a working AI service. Being real is not the same as being safe: its Safety grade here is 5.0 out of 10, built from custody, liquidity, track record and incidents.

### Is NanoGPT a scam?
NoKYC Score does not label services as scams; it records documented incidents with their sources and outcomes. No incidents are on record for NanoGPT.

### Do I need an account or email to use NanoGPT?
No account needed.

### What fees does NanoGPT charge?
Pay as you go; top-ups from $0.10 in crypto or $1 by card; optional $12/month plan. Fees were recorded from NanoGPT's own pages and can change; check before you send.

### Does NanoGPT have a Tor onion address?
No official onion address was found on NanoGPT's own pages.

### Which cryptocurrencies does NanoGPT support?
NanoGPT supports XNO, and fiat payments in USD.

### Can I use NanoGPT over Tor?
NanoGPT does not publish an official onion address.

## Sources
- https://nano-gpt.com/privacy
- https://nano-gpt.com/faq
- https://nano-gpt.com/pricing

How grades are calculated: https://nokycscore.com/methodology