# Monerujo review: KYC policy, privacy and safety grades

> Monerujo is a wallet operating since 2017. Its terms put it at KYC level 0 of 4: ID never required. NoKYC Score grades it 8.6/10 for privacy (excellent) and 7.4/10 for safety (strong). In its favour: no account needed, no email needed and no phone number. No incidents are on record.

Source: NoKYC Score, "Monerujo review", reviewed 22 Oct 2026, https://nokycscore.com/service/monerujo

## Key facts
- **Category:** Wallets
- **KYC level:** 0 of 4: ID never required
- **Grades:** Privacy 8.6/10, Safety 7.4/10
- **Sign-up:** No account needed
- **Custody:** non-custodial
- **Jurisdiction:** Decentralised / none
- **Incidents on record:** 0
- **Last reviewed:** 22 Oct 2026
- **Official website:** https://www.monerujo.io

## What it is
Monerujo is a free and open-source Monero wallet for Android that describes itself as the original mobile Monero wallet, dating from 2017. Features listed on its site include automatic scanning for public nodes, support for offset passphrases in addition to seeds, and an integrated swap option through the Exolix instant exchange for moving into and out of Monero. The wallet itself is self-custodial and needs no account. Swaps made through the integration are carried out by the third-party exchange and are therefore subject to that exchange's own AML and verification policy rather than to the wallet.

## What the terms say about ID
Self-custodial wallet with no account; the integrated swap is provided by a third-party exchange under its own policy.

## Features and warnings
- **Identity:** ID never required: yes; No account needed: yes; No email needed: yes; No phone number: yes
- **Payment:** Accepts Monero: yes; Accepts Lightning: not stated
- **Access:** Tor onion address: not stated; Works without JavaScript: not stated
- **Trust:** Never holds your funds: yes; Open source: yes; Independent audit: not stated; Company named: not stated; 5+ years operating: yes
- **Warnings:** May ask for ID: not in terms; Screens deposits: not in terms; Holds your funds: not in terms; Email required: not in terms; Phone number required: not in terms; Closed source: not in terms; Nobody accountable: not in terms

## Questions
### Does Monerujo require KYC?
Monerujo is rated KYC level 0 of 4 on this site: ID never required. Self-custodial wallet with no account; the integrated swap is provided by a third-party exchange under its own policy.

### Is Monerujo safe to use?
Monerujo has a Safety grade of 7.4 out of 10 and a Privacy grade of 8.6 out of 10. No incidents are on record. Evidence level: documentation reviewed.

### Is Monerujo legit?
Monerujo is a working wallet that has operated since 2017. Being real is not the same as being safe: its Safety grade here is 7.4 out of 10, built from custody, liquidity, track record and incidents.

### Is Monerujo a scam?
NoKYC Score does not label services as scams; it records documented incidents with their sources and outcomes. No incidents are on record for Monerujo.

### Do I need an account or email to use Monerujo?
No account needed.

### Does Monerujo have a Tor onion address?
No official onion address was found on Monerujo's own pages.

### Which cryptocurrencies does Monerujo support?
Monerujo supports XMR.

### Can I use Monerujo over Tor?
Monerujo does not publish an official onion address.

## Sources
- https://www.monerujo.io
- https://github.com/m2049r/xmrwallet

How grades are calculated: https://nokycscore.com/methodology