# Monero GUI and CLI Wallets review: KYC policy, privacy and safety grades

> Monero GUI and CLI Wallets is a wallet. Its terms put it at KYC level 0 of 4: ID never required. NoKYC Score grades it 9.3/10 for privacy (excellent) and 7.0/10 for safety (strong). In its favour: no account needed, no email needed and no phone number. No incidents are on record.

Source: NoKYC Score, "Monero GUI and CLI Wallets review", reviewed 22 Oct 2026, https://nokycscore.com/service/monero-gui-wallet

## Key facts
- **Category:** Wallets
- **KYC level:** 0 of 4: ID never required
- **Grades:** Privacy 9.3/10, Safety 7.0/10
- **Sign-up:** No account needed
- **Custody:** non-custodial
- **Jurisdiction:** Decentralised / none
- **Onion address:** Yes
- **Incidents on record:** 0
- **Last reviewed:** 22 Oct 2026
- **Official website:** https://www.getmonero.org/downloads/

## What it is
The Monero Project publishes two official wallets. The GUI wallet runs on Windows, Linux and macOS and offers a simple mode, which connects automatically to a remote node, and an advanced mode for users who want full control of their wallet and their own node. The CLI wallet covers the same platforms plus Android, FreeBSD and several ARM and RISC-V builds. Both were listed at version 0.18.5.3 when reviewed and support Ledger and Trezor hardware wallets. The download page urges users to verify every download against a GPG-signed hash list. As self-custody software there are no accounts and no operator that could collect identity. The project's site is also reachable through an onion address.

## What the terms say about ID
Self-custodial open-source software with no accounts or operator-side service that could collect identity.

## Features and warnings
- **Identity:** ID never required: yes; No account needed: yes; No email needed: yes; No phone number: yes
- **Payment:** Accepts Monero: yes; Accepts Lightning: not stated
- **Access:** Tor onion address: yes; Works without JavaScript: not stated
- **Trust:** Never holds your funds: yes; Open source: yes; Independent audit: not stated; Company named: not stated; 5+ years operating: not stated
- **Warnings:** May ask for ID: not in terms; Screens deposits: not in terms; Holds your funds: not in terms; Email required: not in terms; Phone number required: not in terms; Closed source: not in terms; Nobody accountable: not in terms

## Questions
### Does Monero GUI and CLI Wallets require KYC?
Monero GUI and CLI Wallets is rated KYC level 0 of 4 on this site: ID never required. Self-custodial open-source software with no accounts or operator-side service that could collect identity.

### Is Monero GUI and CLI Wallets safe to use?
Monero GUI and CLI Wallets has a Safety grade of 7.0 out of 10 and a Privacy grade of 9.3 out of 10. No incidents are on record. Evidence level: documentation reviewed.

### Is Monero GUI and CLI Wallets legit?
Monero GUI and CLI Wallets is a working wallet. Being real is not the same as being safe: its Safety grade here is 7.0 out of 10, built from custody, liquidity, track record and incidents.

### Is Monero GUI and CLI Wallets a scam?
NoKYC Score does not label services as scams; it records documented incidents with their sources and outcomes. No incidents are on record for Monero GUI and CLI Wallets.

### Do I need an account or email to use Monero GUI and CLI Wallets?
No account needed.

### Does Monero GUI and CLI Wallets have a Tor onion address?
Yes. Monero GUI and CLI Wallets publishes an official onion address, shown on this page. Open it in Tor Browser.

### Which cryptocurrencies does Monero GUI and CLI Wallets support?
Monero GUI and CLI Wallets supports XMR.

### Can I use Monero GUI and CLI Wallets over Tor?
Yes. Monero GUI and CLI Wallets publishes an official onion address, shown on this page.

## Sources
- https://www.getmonero.org/downloads/
- https://github.com/monero-project/monero-gui
- https://github.com/monero-project/monero

How grades are calculated: https://nokycscore.com/methodology