# Mine.exchange review: KYC policy, privacy and safety grades > Mine.exchange is a swap service. Its terms put it at KYC level 3 of 4: ID on risk flag. NoKYC Score grades it 2.7/10 for privacy (poor) and 4.8/10 for safety (caution). In its favour: no email needed, accepts Monero and company named. To watch: it may ask for ID, holds your funds while you use it and requires an email address. No incidents are on record. Source: NoKYC Score, "Mine.exchange review", reviewed 22 Oct 2026, https://nokycscore.com/service/mine-exchange ## Key facts - **Category:** Instant Swaps - **KYC level:** 3 of 4: ID on risk flag - **Grades:** Privacy 2.7/10, Safety 4.8/10 - **Sign-up:** Email optional - **Custody:** custodial - **Fees:** Cancellation after payment costs 3% plus network fee and rate difference - **Jurisdiction:** Costa Rica - **Incidents on record:** 0 - **Last reviewed:** 22 Oct 2026 - **Official website:** https://mine.exchange ## What it is Mine.exchange is a Russian-language exchanger for crypto, MoneyGo and bank cards in hryvnia, tenge, rupees and other currencies, also reachable through a Telegram bot. Its user agreement names the operator as 3-102-939015 Sociedad de Responsabilidad Limitada in San José, Costa Rica, and lets the service request a passport, card photos, card video verification and payment receipts "for any reason" related to the services, refusing and refunding within five banking days if they are not provided. Its AML/CTF and KYC policy speaks of mandatory identification of users allowed to transact, verification levels that depend on volume and number of operations, one-time card verification for each new card, refusal of residents of listed high-risk countries, and blocking of deposits from listed platforms. A confirmation email is sent on completion; the FAQ explains card verification. ## What the terms say about ID User agreement 4.2: the service may request a passport, card photo, card video verification and receipts "по любой причине" (for any reason); the AML policy refers to "Обязательная идентификация Пользователей" and volume-based verification levels, so ID may in practice be required more widely (not confirmed). ## Features and warnings - **Identity:** ID never required: no; No account needed: not stated; No email needed: yes; No phone number: not stated - **Payment:** Accepts Monero: yes; Accepts Lightning: not stated - **Access:** Tor onion address: not stated; Works without JavaScript: not stated - **Trust:** Never holds your funds: no; Own liquidity: not stated; Refund without ID: not stated; Open source: no; Independent audit: not stated; Company named: yes; 5+ years operating: not stated - **Warnings:** May ask for ID: yes; Screens deposits: not in terms; Passes orders to partners: not in terms; Holds your funds: yes; Email required: yes; Phone number required: not in terms; Closed source: yes; Nobody accountable: not in terms ## Questions ### Does Mine.exchange require KYC? Mine.exchange is rated KYC level 3 of 4 on this site: ID on risk flag. User agreement 4.2: the service may request a passport, card photo, card video verification and receipts "по любой причине" (for any reason); the AML policy refers to "Обязательная идентификация Пользователей" and volume-based verification levels, so ID may in practice be required more widely (not confirmed). ### Is Mine.exchange safe to use? Mine.exchange has a Safety grade of 4.8 out of 10 and a Privacy grade of 2.7 out of 10. No incidents are on record. Evidence level: documentation reviewed. ### Is Mine.exchange legit? Mine.exchange is a working swap service. It publishes the company that runs it, in Costa Rica. Being real is not the same as being safe: its Safety grade here is 4.8 out of 10, built from custody, liquidity, track record and incidents. ### Is Mine.exchange a scam? NoKYC Score does not label services as scams; it records documented incidents with their sources and outcomes. No incidents are on record for Mine.exchange. Its terms also allow it to hold a flagged deposit and ask for identity documents. ### Do I need an account or email to use Mine.exchange? Email optional. ### What fees does Mine.exchange charge? Cancellation after payment costs 3% plus network fee and rate difference. Fees were recorded from Mine.exchange's own pages and can change; check before you send. ### Does Mine.exchange have a Tor onion address? No official onion address was found on Mine.exchange's own pages. ### Which cryptocurrencies does Mine.exchange support? Mine.exchange supports BTC, BCH, ETH, ETC, SOL, BNB, XRP, LTC, TRX, DOGE, ADA, DASH, XMR, ZEC, USDC, USDT, and fiat payments in UAH, KZT, INR, AZN, KGS, MDL, UZS, USD, TRY, GEL, AMD, TJS. ### Is Mine.exchange custodial? Yes. Mine.exchange holds funds during a trade, which means it is able to delay or freeze them. ### Can I use Mine.exchange over Tor? Mine.exchange does not publish an official onion address. ## Sources - https://mine.exchange - https://mine.exchange/tos/ - https://mine.exchange/aml-ctf-kyc-policy/ - https://mine.exchange/faq/ - https://mine.exchange/o-nas/ How grades are calculated: https://nokycscore.com/methodology