# Majestic Bank review: KYC policy, privacy and safety grades > Majestic Bank is a swap service. Its terms put it at KYC level 1 of 4: no ID mentioned. NoKYC Score grades it 7.6/10 for privacy (strong) and 3.0/10 for safety (poor). In its favour: no account needed, no email needed and no phone number. To watch: it holds your funds while you use it, is closed source and has no publicly accountable operator. No incidents are on record. Source: NoKYC Score, "Majestic Bank review", reviewed 22 Oct 2026, https://nokycscore.com/service/majesticbank ## Key facts - **Category:** Instant Swaps - **KYC level:** 1 of 4: No ID mentioned - **Grades:** Privacy 7.6/10, Safety 3.0/10 - **Sign-up:** No account needed - **Custody:** custodial - **Fees:** 0-2% depending on reserves (FAQ); homepage showed ~0.5% - **Onion address:** Yes - **Incidents on record:** 0 - **Last reviewed:** 22 Oct 2026 - **Official website:** https://majesticbank.sc ## What it is Majestic Bank is a small instant swap service for Monero, Bitcoin, Litecoin, Bitcoin Cash, Firo and Wownero. Its own FAQ says an account is not required, the exchange works without JavaScript, the fee is 0-2% depending on its crypto reserves, and the recommended way to reach it is its Tor v3 onion address. Its privacy page says no logs are kept but that exchange data are deleted after two weeks or on request. No terms of service, AML policy or operator details were published on the pages reviewed. During this review the clearnet domain still resolved but its DDoS-protection front refused connections, and archived captures since August 2025 show only 502/503 error pages, so it could not be confirmed that the service still operates. The facts above come from the last archived copies of the official pages (July 2025). ## What the terms say about ID FAQ: account "Not required"; no identity, KYC or AML wording appeared on any official page reviewed (archived July 2025). Current operation not confirmed. ## Features and warnings - **Identity:** ID never required: not stated; No account needed: yes; No email needed: yes; No phone number: yes - **Payment:** Accepts Monero: yes; Accepts Lightning: not stated - **Access:** Tor onion address: yes; Works without JavaScript: yes - **Trust:** Never holds your funds: no; Own liquidity: yes; Refund without ID: not stated; Open source: no; Independent audit: not stated; Company named: no; 5+ years operating: not stated - **Warnings:** May ask for ID: not in terms; Screens deposits: not in terms; Passes orders to partners: not in terms; Holds your funds: yes; Email required: not in terms; Phone number required: not in terms; Closed source: yes; Nobody accountable: yes ## Questions ### Does Majestic Bank require KYC? Majestic Bank is rated KYC level 1 of 4 on this site: no ID mentioned. FAQ: account "Not required"; no identity, KYC or AML wording appeared on any official page reviewed (archived July 2025). Current operation not confirmed. ### Is Majestic Bank safe to use? Majestic Bank has a Safety grade of 3.0 out of 10 and a Privacy grade of 7.6 out of 10. No incidents are on record. Evidence level: documentation reviewed. ### Is Majestic Bank legit? Majestic Bank is a working swap service. Its operators do not publish a company or names, so nobody is publicly accountable for it. Being real is not the same as being safe: its Safety grade here is 3.0 out of 10, built from custody, liquidity, track record and incidents. ### Is Majestic Bank a scam? NoKYC Score does not label services as scams; it records documented incidents with their sources and outcomes. No incidents are on record for Majestic Bank. ### Do I need an account or email to use Majestic Bank? No account needed. ### What fees does Majestic Bank charge? 0-2% depending on reserves (FAQ); homepage showed ~0.5%. Fees were recorded from Majestic Bank's own pages and can change; check before you send. ### Does Majestic Bank have a Tor onion address? Yes. Majestic Bank publishes an official onion address, shown on this page. Open it in Tor Browser. ### Which cryptocurrencies does Majestic Bank support? Majestic Bank supports XMR, BTC, LTC, BCH, FIRO, WOW. ### Is Majestic Bank custodial? Yes. Majestic Bank holds funds during a trade, which means it is able to delay or freeze them. ### Can I use Majestic Bank over Tor? Yes. Majestic Bank publishes an official onion address, shown on this page. ## Sources - https://majesticbank.sc - https://web.archive.org/web/20250711175409/https://majesticbank.sc/ - https://web.archive.org/web/20250709133449/https://majesticbank.sc/faqs - https://web.archive.org/web/20250709133555/https://majesticbank.sc/privacy-policy - https://web.archive.org/web/20250709133545/https://majesticbank.sc/about-us - https://web.archive.org/web/20260923110521/https://majesticbank.sc/ How grades are calculated: https://nokycscore.com/methodology