# Lizex review: KYC policy, privacy and safety grades

> Lizex is a swap service. Its terms put it at KYC level 3 of 4: ID on risk flag. NoKYC Score grades it 3.0/10 for privacy (poor) and 1.5/10 for safety (poor). In its favour: no account needed, no email needed and no phone number. To watch: it may ask for ID, screens deposits and passes orders to partner exchanges. One incident is on record, the latest from 17 Sep 2026.

Source: NoKYC Score, "Lizex review", reviewed 22 Oct 2026, https://nokycscore.com/service/lizex

## Key facts
- **Category:** Instant Swaps
- **KYC level:** 3 of 4: ID on risk flag
- **Grades:** Privacy 3.0/10, Safety 1.5/10
- **Sign-up:** No account needed
- **Custody:** custodial
- **Incidents on record:** 1
- **Last reviewed:** 22 Oct 2026
- **Official website:** https://lizex.io

## What it is
Lizex is an instant swap service marketed as requiring no sign-up or verification. According to that account the service attributed the hold to its liquidity partner, which in turn told the user the wallet was not its own; the directory flagged the listing as a scam in September 2026. Public review-site pages show mostly positive short reviews. The official site could not be read during this review, so no terms are summarised here.

## What the terms say about ID
Reported cases show funds held after AML flags; the terms could not be retrieved to quote the governing clause.

## Features and warnings
- **Identity:** ID never required: no; No account needed: yes; No email needed: yes; No phone number: yes
- **Payment:** Accepts Monero: yes; Accepts Lightning: not stated
- **Access:** Tor onion address: not stated; Works without JavaScript: not stated
- **Trust:** Never holds your funds: no; Own liquidity: no; Refund without ID: not stated; Open source: no; Independent audit: not stated; Company named: no; 5+ years operating: not stated
- **Warnings:** May ask for ID: yes; Screens deposits: yes; Passes orders to partners: yes; Holds your funds: yes; Email required: not in terms; Phone number required: not in terms; Closed source: yes; Nobody accountable: yes

## Incidents on record
- 17 Sep 2026: Reported hold of 18,470 USDC and $30,000 USDT after AML flags (outcome: unresolved). Source: https://kycnot.me/service/lizex

## Questions
### Does Lizex require KYC?
Lizex is rated KYC level 3 of 4 on this site: ID on risk flag. Reported cases show funds held after AML flags; the terms could not be retrieved to quote the governing clause.

### Is Lizex safe to use?
Lizex has a Safety grade of 1.5 out of 10 and a Privacy grade of 3.0 out of 10. There is 1 incident on record, listed with sources on this page. Evidence level: documentation reviewed.

### Is Lizex legit?
Lizex is a working swap service. Its operators do not publish a company or names, so nobody is publicly accountable for it. Being real is not the same as being safe: its Safety grade here is 1.5 out of 10, built from custody, liquidity, track record and incidents.

### Is Lizex a scam?
NoKYC Score does not label services as scams; it records documented incidents with their sources and outcomes. Lizex has 1 incident on record, 1 not resolved, the latest: "Reported hold of 18,470 USDC and $30,000 USDT after AML flags". Each is listed on this page with its source. Its terms also allow it to hold a flagged deposit and ask for identity documents.

### Do I need an account or email to use Lizex?
No account needed.

### Does Lizex have a Tor onion address?
No official onion address was found on Lizex's own pages.

### Which cryptocurrencies does Lizex support?
Lizex supports BTC, XMR, USDT, USDC.

### Is Lizex custodial?
Yes. Lizex holds funds during a trade, which means it is able to delay or freeze them.

### Can I use Lizex over Tor?
Lizex does not publish an official onion address.

## Sources
- https://kycnot.me/service/lizex
- https://no.trustpilot.com/review/lizex.io

How grades are calculated: https://nokycscore.com/methodology