# Ledger Wallet (formerly Ledger Live) review: KYC policy, privacy and safety grades

> Ledger Wallet (formerly Ledger Live) is a wallet. Its terms put it at KYC level 0 of 4: ID never required. NoKYC Score grades it 8.2/10 for privacy (strong) and 6.9/10 for safety (fair). In its favour: no account needed, no email needed and no phone number. No incidents are on record.

Source: NoKYC Score, "Ledger Wallet (formerly Ledger Live) review", reviewed 23 Oct 2026, https://nokycscore.com/service/ledger-wallet

## Key facts
- **Category:** Wallets
- **KYC level:** 0 of 4: ID never required
- **Grades:** Privacy 8.2/10, Safety 6.9/10
- **Sign-up:** No account needed
- **Custody:** non-custodial
- **Jurisdiction:** France
- **Incidents on record:** 0
- **Last reviewed:** 23 Oct 2026
- **Official website:** https://shop.ledger.com/pages/ledger-wallet

## What it is
Ledger Wallet, formerly Ledger Live, is the desktop and mobile companion app for Ledger hardware wallets, published by Ledger SAS of Paris. Private keys stay on the Ledger device and the app needs no account or email; its terms say Ledger does not store or have access to the user's crypto assets or private keys. Buying, selling, swapping and staking are offered through third-party providers, and the terms (last updated 4 November 2025) warn that these providers may apply KYC or know-your-transaction procedures that can delay transactions or, in limited cases, freeze funds. An optional transaction check sends unsigned transactions to third-party simulation providers. The app's monorepo is public on GitHub under the MIT licence.

## What the terms say about ID
No account and no identity requirement for the app; terms 5.2.8 say 'Third Party Services may apply a KYT ... or KYC ... procedure which can result in delays to your transaction and/or the freezing of your funds in limited cases.'

## Features and warnings
- **Identity:** ID never required: yes; No account needed: yes; No email needed: yes; No phone number: yes
- **Payment:** Accepts Monero: not stated; Accepts Lightning: not stated
- **Access:** Tor onion address: not stated; Works without JavaScript: not stated
- **Trust:** Never holds your funds: yes; Open source: yes; Independent audit: not stated; Company named: yes; 5+ years operating: not stated
- **Warnings:** May ask for ID: not in terms; Screens deposits: not in terms; Holds your funds: not in terms; Email required: not in terms; Phone number required: not in terms; Closed source: not in terms; Nobody accountable: not in terms

## Questions
### Does Ledger Wallet (formerly Ledger Live) require KYC?
Ledger Wallet (formerly Ledger Live) is rated KYC level 0 of 4 on this site: ID never required. No account and no identity requirement for the app; terms 5.2.8 say 'Third Party Services may apply a KYT ... or KYC ... procedure which can result in delays to your transaction and/or the freezing of your funds in limited cases.'

### Is Ledger Wallet (formerly Ledger Live) safe to use?
Ledger Wallet (formerly Ledger Live) has a Safety grade of 6.9 out of 10 and a Privacy grade of 8.2 out of 10. No incidents are on record. Evidence level: documentation reviewed.

### Is Ledger Wallet (formerly Ledger Live) legit?
Ledger Wallet (formerly Ledger Live) is a working wallet. It publishes the company that runs it, in France. Being real is not the same as being safe: its Safety grade here is 6.9 out of 10, built from custody, liquidity, track record and incidents.

### Is Ledger Wallet (formerly Ledger Live) a scam?
NoKYC Score does not label services as scams; it records documented incidents with their sources and outcomes. No incidents are on record for Ledger Wallet (formerly Ledger Live).

### Do I need an account or email to use Ledger Wallet (formerly Ledger Live)?
No account needed.

### Does Ledger Wallet (formerly Ledger Live) have a Tor onion address?
No official onion address was found on Ledger Wallet (formerly Ledger Live)'s own pages.

### Which cryptocurrencies does Ledger Wallet (formerly Ledger Live) support?
Ledger Wallet (formerly Ledger Live) supports BTC, ETH, SOL, XRP, USDT, USDC.

### Can I use Ledger Wallet (formerly Ledger Live) over Tor?
Ledger Wallet (formerly Ledger Live) does not publish an official onion address.

## Sources
- https://shop.ledger.com/pages/ledger-wallet
- https://shop.ledger.com/pages/ledger-live-terms-of-use
- https://github.com/LedgerHQ/ledger-live

How grades are calculated: https://nokycscore.com/methodology