# Husher review: KYC policy, privacy and safety grades > Husher is an aggregator. Its terms put it at KYC level 3 of 4: ID on risk flag. NoKYC Score grades it 2.3/10 for privacy (poor) and 3.4/10 for safety (poor). In its favour: no account needed, no email needed and no phone number. To watch: it may ask for ID, screens deposits and passes orders to partner exchanges. No incidents are on record. Source: NoKYC Score, "Husher review", reviewed 22 Oct 2026, https://nokycscore.com/service/husher ## Key facts - **Category:** Swap Aggregators - **KYC level:** 3 of 4: ID on risk flag - **Grades:** Privacy 2.3/10, Safety 3.4/10 - **Sign-up:** No account needed - **Custody:** non-custodial - **Fees:** Platform fee plus provider and network fees; swaps under $200 carry no platform or provider fee per the docs - **Jurisdiction:** Panama - **Incidents on record:** 0 - **Last reviewed:** 22 Oct 2026 - **Official website:** https://www.husher.io ## What it is Husher is a swap interface (website and Telegram bot) that routes each order to a third-party Exchange Service Provider, which holds the funds during the exchange. It offers multi-wallet splitting and optional privacy routing through Zcash or Monero. Accounts are optional and unlock cashback and referrals. Its terms are governed by Panamanian law and bar users in the United States, Canada, the UK, several EU states, Japan, Hong Kong and Singapore. The AML policy, issued in the name of HUSH Technology Inc., says every deposit gets a risk score and high-risk orders may be held for KYC (ID, selfie, liveness) and source-of-funds checks by Husher or the provider. A negative result leads to a refund minus compensatory charges, and suspected illegal activity can lead to indefinite freezing. The company's place of incorporation is not stated. ## What the terms say about ID AML policy section 1: every deposit gets a risk score, and orders above the accepted level may be held for KYC and source-of-funds checks by Husher or its exchange provider. ## Features and warnings - **Identity:** ID never required: no; No account needed: yes; No email needed: yes; No phone number: yes - **Payment:** Accepts Monero: not stated; Accepts Lightning: not stated - **Access:** Tor onion address: not stated; Works without JavaScript: not stated - **Trust:** Never holds your funds: not stated; Own liquidity: no; Refund without ID: not stated; Independent audit: not stated; Company named: not stated; 5+ years operating: not stated - **Warnings:** May ask for ID: yes; Screens deposits: yes; Passes orders to partners: yes; Holds your funds: not in terms; Email required: not in terms; Phone number required: not in terms; Nobody accountable: not in terms ## Questions ### Does Husher require KYC? Husher is rated KYC level 3 of 4 on this site: ID on risk flag. AML policy section 1: every deposit gets a risk score, and orders above the accepted level may be held for KYC and source-of-funds checks by Husher or its exchange provider. ### Is Husher safe to use? Husher has a Safety grade of 3.4 out of 10 and a Privacy grade of 2.3 out of 10. No incidents are on record. Evidence level: documentation reviewed. ### Is Husher legit? Husher is a working aggregator. Being real is not the same as being safe: its Safety grade here is 3.4 out of 10, built from custody, liquidity, track record and incidents. ### Is Husher a scam? NoKYC Score does not label services as scams; it records documented incidents with their sources and outcomes. No incidents are on record for Husher. Its terms also allow it to hold a flagged deposit and ask for identity documents. ### Do I need an account or email to use Husher? No account needed. ### What fees does Husher charge? Platform fee plus provider and network fees; swaps under $200 carry no platform or provider fee per the docs. Fees were recorded from Husher's own pages and can change; check before you send. ### Does Husher have a Tor onion address? No official onion address was found on Husher's own pages. ### Which cryptocurrencies does Husher support? Husher supports BTC, ETH, BNB, SOL, USDT, ZEC. ### Is Husher custodial? No. Husher is non-custodial: the operator does not control user funds. ### Can I use Husher over Tor? Husher does not publish an official onion address. ## Sources - https://www.husher.io - https://www.husher.io/terms-of-service - https://www.husher.io/anti-money-policy - https://docs.husher.io/ - https://docs.husher.io/documentation/features/features/account-and-rewards - https://docs.husher.io/documentation/fees-and-execution/fees-and-execution/fee-components - https://docs.husher.io/documentation/features/features/supported-assets-and-networks How grades are calculated: https://nokycscore.com/methodology