# Houdini Swap review: KYC policy, privacy and safety grades

> Houdini Swap is an aggregator. Its terms put it at KYC level 3 of 4: ID on risk flag. NoKYC Score grades it 2.7/10 for privacy (poor) and 3.4/10 for safety (poor). In its favour: no account needed, no email needed and no phone number. To watch: it may ask for ID, screens deposits and passes orders to partner exchanges. No incidents are on record.

Source: NoKYC Score, "Houdini Swap review", reviewed 22 Oct 2026, https://nokycscore.com/service/houdini-swap

## Key facts
- **Category:** Swap Aggregators
- **KYC level:** 3 of 4: ID on risk flag
- **Grades:** Privacy 2.7/10, Safety 3.4/10
- **Sign-up:** No account needed
- **Custody:** non-custodial
- **Fees:** No Houdini fee added on top of partner rates, per the site; private swaps cost roughly twice a standard swap because they use two legs
- **Limits:** Swaps above $400,000 are not facilitated (per docs)
- **Incidents on record:** 0
- **Last reviewed:** 22 Oct 2026
- **Official website:** https://houdiniswap.com

## What it is
Houdini Swap is a front-end aggregator that routes swaps through partner exchanges and on-chain DEXs; its private mode chains two partner swaps to break the public link between sender and receiver. The terms name Houdini Swap LLC as operator, say it does not custody assets, and exclude the United States and sanctioned jurisdictions. The documentation says partners must screen all deposits with blockchain analytics and keep logs for law-enforcement requests, that access from the Tor network and restricted jurisdictions is blocked, and that swaps above $400,000 are not facilitated. Its FAQ says a partner may require KYC and that Houdini cannot override a partner's AML or recovery requirements.

## What the terms say about ID
Docs FAQ: asked whether a partner's KYC request can be reversed, the answer is no, because "Houdini does not control partner compliance processes and cannot override AML or recovery requirements".

## Features and warnings
- **Identity:** ID never required: no; No account needed: yes; No email needed: yes; No phone number: yes
- **Payment:** Accepts Monero: yes; Accepts Lightning: not stated
- **Access:** Tor onion address: not stated; Works without JavaScript: not stated
- **Trust:** Never holds your funds: not stated; Own liquidity: no; Refund without ID: not stated; Independent audit: not stated; Company named: not stated; 5+ years operating: not stated
- **Warnings:** May ask for ID: yes; Screens deposits: yes; Passes orders to partners: yes; Holds your funds: not in terms; Email required: not in terms; Phone number required: not in terms; Nobody accountable: not in terms

## Questions
### Does Houdini Swap require KYC?
Houdini Swap is rated KYC level 3 of 4 on this site: ID on risk flag. Docs FAQ: asked whether a partner's KYC request can be reversed, the answer is no, because "Houdini does not control partner compliance processes and cannot override AML or recovery requirements".

### Is Houdini Swap safe to use?
Houdini Swap has a Safety grade of 3.4 out of 10 and a Privacy grade of 2.7 out of 10. No incidents are on record. Evidence level: documentation reviewed.

### Is Houdini Swap legit?
Houdini Swap is a working aggregator. Being real is not the same as being safe: its Safety grade here is 3.4 out of 10, built from custody, liquidity, track record and incidents.

### Is Houdini Swap a scam?
NoKYC Score does not label services as scams; it records documented incidents with their sources and outcomes. No incidents are on record for Houdini Swap. Its terms also allow it to hold a flagged deposit and ask for identity documents.

### Do I need an account or email to use Houdini Swap?
No account needed.

### What fees does Houdini Swap charge?
No Houdini fee added on top of partner rates, per the site; private swaps cost roughly twice a standard swap because they use two legs. Fees were recorded from Houdini Swap's own pages and can change; check before you send.

### What are Houdini Swap's limits?
Swaps above $400,000 are not facilitated (per docs).

### Does Houdini Swap have a Tor onion address?
No official onion address was found on Houdini Swap's own pages.

### Which cryptocurrencies does Houdini Swap support?
Houdini Swap supports BTC, XMR, ETH, SOL, USDT, USDC, LTC, TRX.

### Is Houdini Swap custodial?
No. Houdini Swap is non-custodial: the operator does not control user funds.

### Can I use Houdini Swap over Tor?
Houdini Swap does not publish an official onion address.

## Sources
- https://houdiniswap.com
- https://cdn.prod.website-files.com/69143df941a2491956546ef7/6a579a7d3db98c279dc6020b_Houdini%20Swap%20-%20Terms%20of%20Service-14673161-v6.pdf
- https://docs.houdiniswap.com/overview/getting-started/privacy-and-compliance
- https://docs.houdiniswap.com/support-and-faqs/faqs
- https://docs.houdiniswap.com/overview/coverage-and-economy/monetization-and-fees

How grades are calculated: https://nokycscore.com/methodology