# Haveno review: KYC policy, privacy and safety grades

> Haveno is a P2P exchange. Its terms put it at KYC level 0 of 4: ID never required. NoKYC Score grades it 9.2/10 for privacy (excellent) and 7.3/10 for safety (strong). In its favour: no account needed, no email needed and no phone number. No incidents are on record.

Source: NoKYC Score, "Haveno review", reviewed 22 Oct 2026, https://nokycscore.com/service/haveno

## Key facts
- **Category:** P2P Exchanges
- **KYC level:** 0 of 4: ID never required
- **Grades:** Privacy 9.2/10, Safety 7.3/10
- **Sign-up:** No account needed
- **Custody:** non-custodial
- **Jurisdiction:** Decentralised / none
- **Incidents on record:** 0
- **Last reviewed:** 22 Oct 2026
- **Official website:** https://haveno.exchange

## What it is
Haveno is an open-source project for a non-custodial, decentralised exchange for Monero against national currencies and other cryptocurrencies, built on Tor. The project site states that all connections between peers run through Tor. The core project publishes the software and a test network but says it does not endorse any live network; third parties run their own networks using the code, the best known being RetoSwap. Anyone can start a network. Because the project supplies software rather than a service, there is no account system or operator able to request identification. A protocol flaw was exploited on a third-party network in 2026.

## What the terms say about ID
The project publishes software only and runs no service; peers connect over Tor and no party can collect identity documents.

## Features and warnings
- **Identity:** ID never required: yes; No account needed: yes; No email needed: yes; No phone number: yes
- **Payment:** Accepts Monero: yes; Accepts Lightning: not stated; Accepts cash: yes
- **Access:** Tor onion address: not stated; Works without JavaScript: not stated
- **Trust:** Never holds your funds: yes; Refund without ID: not stated; Escrow it cannot spend alone: not stated; Open source: yes; Independent audit: not stated; Company named: not stated; 5+ years operating: not stated
- **Warnings:** May ask for ID: not in terms; Screens deposits: not in terms; Holds your funds: not in terms; Email required: not in terms; Phone number required: not in terms; Closed source: not in terms; Nobody accountable: not in terms

## Questions
### Does Haveno require KYC?
Haveno is rated KYC level 0 of 4 on this site: ID never required. The project publishes software only and runs no service; peers connect over Tor and no party can collect identity documents.

### Is Haveno safe to use?
Haveno has a Safety grade of 7.3 out of 10 and a Privacy grade of 9.2 out of 10. No incidents are on record. Evidence level: documentation reviewed.

### Is Haveno legit?
Haveno is a working P2P exchange. Being real is not the same as being safe: its Safety grade here is 7.3 out of 10, built from custody, liquidity, track record and incidents.

### Is Haveno a scam?
NoKYC Score does not label services as scams; it records documented incidents with their sources and outcomes. No incidents are on record for Haveno.

### Do I need an account or email to use Haveno?
No account needed.

### Does Haveno have a Tor onion address?
No official onion address was found on Haveno's own pages.

### Which cryptocurrencies does Haveno support?
Haveno supports XMR, BTC, ETH, and fiat payments in EUR, USD.

### Is Haveno custodial?
No. Haveno is non-custodial: the operator does not control user funds.

### Can I use Haveno over Tor?
Haveno does not publish an official onion address.

## Sources
- https://haveno.exchange
- https://github.com/haveno-dex/haveno

How grades are calculated: https://nokycscore.com/methodology