# Flyp.me review: KYC policy, privacy and safety grades > Flyp.me is a swap service. Its terms put it at KYC level 3 of 4: ID on risk flag. NoKYC Score grades it 3.2/10 for privacy (poor) and 4.8/10 for safety (caution). In its favour: no account needed, no email needed and no phone number. To watch: it may ask for ID, screens deposits and holds your funds while you use it. No incidents are on record. Source: NoKYC Score, "Flyp.me review", reviewed 22 Oct 2026, https://nokycscore.com/service/flyp-me ## Key facts - **Category:** Instant Swaps - **KYC level:** 3 of 4: ID on risk flag - **Grades:** Privacy 3.2/10, Safety 4.8/10 - **Sign-up:** No account needed - **Custody:** custodial - **Jurisdiction:** Uruguay - **Incidents on record:** 0 - **Last reviewed:** 22 Oct 2026 - **Official website:** https://flyp.me ## What it is Flyp.me is an accountless instant exchanger for more than 30 cryptocurrencies, developed by the team behind the HolyTransaction web wallet. The site says there is no registration or email: the user only supplies a destination address. Its terms name the owner as Medealink SAS, a company incorporated in Uruguay with a registered office in Montevideo. Under those terms, a client or transaction flagged as suspicious by internal controls will be asked for additional proof of identification, and the exchange may decline the transaction until verifiable identity is received and a compliance officer approves it. Clients must also declare that they are not residents of the United States or of countries embargoed by Uruguay. ## What the terms say about ID Terms say that if a client or transaction is flagged as suspicious, the exchange "will require additional proof of identification" before proceeding. ## Features and warnings - **Identity:** ID never required: no; No account needed: yes; No email needed: yes; No phone number: yes - **Payment:** Accepts Monero: not stated; Accepts Lightning: not stated - **Access:** Tor onion address: not stated; Works without JavaScript: not stated - **Trust:** Never holds your funds: no; Own liquidity: not stated; Refund without ID: not stated; Open source: not stated; Independent audit: not stated; Company named: yes; 5+ years operating: not stated - **Warnings:** May ask for ID: yes; Screens deposits: yes; Passes orders to partners: not in terms; Holds your funds: yes; Email required: not in terms; Phone number required: not in terms; Closed source: not in terms; Nobody accountable: not in terms ## Questions ### Does Flyp.me require KYC? Flyp.me is rated KYC level 3 of 4 on this site: ID on risk flag. Terms say that if a client or transaction is flagged as suspicious, the exchange "will require additional proof of identification" before proceeding. ### Is Flyp.me safe to use? Flyp.me has a Safety grade of 4.8 out of 10 and a Privacy grade of 3.2 out of 10. No incidents are on record. Evidence level: documentation reviewed. ### Is Flyp.me legit? Flyp.me is a working swap service. It publishes the company that runs it, in Uruguay. Being real is not the same as being safe: its Safety grade here is 4.8 out of 10, built from custody, liquidity, track record and incidents. ### Is Flyp.me a scam? NoKYC Score does not label services as scams; it records documented incidents with their sources and outcomes. No incidents are on record for Flyp.me. Its terms also allow it to hold a flagged deposit and ask for identity documents. ### Do I need an account or email to use Flyp.me? No account needed. ### Does Flyp.me have a Tor onion address? No official onion address was found on Flyp.me's own pages. ### Is Flyp.me custodial? Yes. Flyp.me holds funds during a trade, which means it is able to delay or freeze them. ### Can I use Flyp.me over Tor? Flyp.me does not publish an official onion address. ## Sources - https://flyp.me/en/ - https://flyp.me/en/tos/ How grades are calculated: https://nokycscore.com/methodology