# ExWell review: KYC policy, privacy and safety grades > ExWell is a swap service. Its terms put it at KYC level 3 of 4: ID on risk flag. NoKYC Score grades it 2.1/10 for privacy (poor) and 3.9/10 for safety (poor). In its favour: accepts Monero and company named. To watch: it may ask for ID, screens deposits and passes orders to partner exchanges. No incidents are on record. Source: NoKYC Score, "ExWell review", reviewed 22 Oct 2026, https://nokycscore.com/service/exwell ## Key facts - **Category:** Instant Swaps - **KYC level:** 3 of 4: ID on risk flag - **Grades:** Privacy 2.1/10, Safety 3.9/10 - **Custody:** custodial - **Jurisdiction:** Belize - **Incidents on record:** 0 - **Last reviewed:** 22 Oct 2026 - **Official website:** https://exwell.io ## What it is ExWell offers crypto-to-crypto exchange, TRON energy rental and a business API. Its terms name the operator as Prime technology LTD, incorporated in Belize, and bar users in the United States, Russia, Belarus and other listed places. The AML/KYC policy says standard operations can be done without KYC, but every transaction is screened with tools such as AMLBot, Crystal or Elliptic, and an exchange with a risk score of 30% or more may be suspended for KYC and source-of-funds checks through a compliance partner. A user who refuses can have the funds returned to the sender less network fees if a return is technically possible. The homepage says a trading bot routes orders between platform liquidity and outside providers. Whether an exchange needs an account or email was not confirmed. ## What the terms say about ID AML/KYC policy sections 3-4: all transactions are screened, and exchanges with a risk score of 30% or more may be suspended for KYC and/or source-of-funds confirmation. ## Features and warnings - **Identity:** ID never required: no; No account needed: not stated; No email needed: not stated; No phone number: not stated - **Payment:** Accepts Monero: yes; Accepts Lightning: not stated - **Access:** Tor onion address: not stated; Works without JavaScript: not stated - **Trust:** Never holds your funds: no; Own liquidity: no; Refund without ID: not stated; Open source: no; Independent audit: not stated; Company named: yes; 5+ years operating: not stated - **Warnings:** May ask for ID: yes; Screens deposits: yes; Passes orders to partners: yes; Holds your funds: yes; Email required: not in terms; Phone number required: not in terms; Closed source: yes; Nobody accountable: not in terms ## Questions ### Does ExWell require KYC? ExWell is rated KYC level 3 of 4 on this site: ID on risk flag. AML/KYC policy sections 3-4: all transactions are screened, and exchanges with a risk score of 30% or more may be suspended for KYC and/or source-of-funds confirmation. ### Is ExWell safe to use? ExWell has a Safety grade of 3.9 out of 10 and a Privacy grade of 2.1 out of 10. No incidents are on record. Evidence level: documentation reviewed. ### Is ExWell legit? ExWell is a working swap service. It publishes the company that runs it, in Belize. Being real is not the same as being safe: its Safety grade here is 3.9 out of 10, built from custody, liquidity, track record and incidents. ### Is ExWell a scam? NoKYC Score does not label services as scams; it records documented incidents with their sources and outcomes. No incidents are on record for ExWell. Its terms also allow it to hold a flagged deposit and ask for identity documents. ### Does ExWell have a Tor onion address? No official onion address was found on ExWell's own pages. ### Which cryptocurrencies does ExWell support? ExWell supports XMR, USDT, TRX, AAVE, SHIB, DAI. ### Is ExWell custodial? Yes. ExWell holds funds during a trade, which means it is able to delay or freeze them. ### Can I use ExWell over Tor? ExWell does not publish an official onion address. ## Sources - https://exwell.io - https://exwell.io/docs/termsAndConditions - https://exwell.io/docs/amlKyc How grades are calculated: https://nokycscore.com/methodology