# EXC24 review: KYC policy, privacy and safety grades > EXC24 is a swap service. Its terms put it at KYC level 3 of 4: ID on risk flag. NoKYC Score grades it 2.7/10 for privacy (poor) and 3.0/10 for safety (poor). In its favour: no account needed, no email needed and accepts Monero. To watch: it may ask for ID, screens deposits and passes orders to partner exchanges. No incidents are on record. Source: NoKYC Score, "EXC24 review", reviewed 22 Oct 2026, https://nokycscore.com/service/exc24 ## Key facts - **Category:** Instant Swaps - **KYC level:** 3 of 4: ID on risk flag - **Grades:** Privacy 2.7/10, Safety 3.0/10 - **Sign-up:** Email optional - **Custody:** custodial - **Incidents on record:** 0 - **Last reviewed:** 22 Oct 2026 - **Official website:** https://exc24.com ## What it is EXC24 is an automatic crypto swap service that needs no registration; an email address is optional and is used only to send the tracking link. Its Privacy & AML page says KYC is not a standard condition. Identity or source-of-funds information may be requested in exceptional cases: legal obligations, sanctions screening, severe AML risk indicators, fraud, or the mandatory requirements of a third-party liquidity provider. Orders flagged by AML or provider controls can be delayed and resolved by completion, cancellation or refund where technically and legally possible. The terms are governed by the laws of Cyprus and name no company. A partner programme and API are offered. ## What the terms say about ID Privacy & AML page: no standard KYC, but identity or source-of-funds information may be requested on severe AML risk indicators, sanctions, fraud, or a liquidity provider's requirements. ## Features and warnings - **Identity:** ID never required: no; No account needed: yes; No email needed: yes; No phone number: not stated - **Payment:** Accepts Monero: yes; Accepts Lightning: not stated - **Access:** Tor onion address: not stated; Works without JavaScript: not stated - **Trust:** Never holds your funds: no; Own liquidity: no; Refund without ID: not stated; Open source: no; Independent audit: not stated; Company named: no; 5+ years operating: not stated - **Warnings:** May ask for ID: yes; Screens deposits: yes; Passes orders to partners: yes; Holds your funds: yes; Email required: not in terms; Phone number required: not in terms; Closed source: yes; Nobody accountable: yes ## Questions ### Does EXC24 require KYC? EXC24 is rated KYC level 3 of 4 on this site: ID on risk flag. Privacy & AML page: no standard KYC, but identity or source-of-funds information may be requested on severe AML risk indicators, sanctions, fraud, or a liquidity provider's requirements. ### Is EXC24 safe to use? EXC24 has a Safety grade of 3.0 out of 10 and a Privacy grade of 2.7 out of 10. No incidents are on record. Evidence level: documentation reviewed. ### Is EXC24 legit? EXC24 is a working swap service. Its operators do not publish a company or names, so nobody is publicly accountable for it. Being real is not the same as being safe: its Safety grade here is 3.0 out of 10, built from custody, liquidity, track record and incidents. ### Is EXC24 a scam? NoKYC Score does not label services as scams; it records documented incidents with their sources and outcomes. No incidents are on record for EXC24. Its terms also allow it to hold a flagged deposit and ask for identity documents. ### Do I need an account or email to use EXC24? Email optional. ### Does EXC24 have a Tor onion address? No official onion address was found on EXC24's own pages. ### Which cryptocurrencies does EXC24 support? EXC24 supports BTC, ETH, XRP, LTC, BCH, USDT, DAI, XMR. ### Is EXC24 custodial? Yes. EXC24 holds funds during a trade, which means it is able to delay or freeze them. ### Can I use EXC24 over Tor? EXC24 does not publish an official onion address. ## Sources - https://exc24.com - https://exc24.com/policy/terms - https://exc24.com/policy/aml - https://exc24.com/about_us - https://exc24.com/faq How grades are calculated: https://nokycscore.com/methodology