# Envoy review: KYC policy, privacy and safety grades

> Envoy is a wallet. Its terms put it at KYC level 0 of 4: ID never required. NoKYC Score grades it 8.5/10 for privacy (excellent) and 7.0/10 for safety (strong). In its favour: no account needed, no email needed and no phone number. No incidents are on record.

Source: NoKYC Score, "Envoy review", reviewed 22 Oct 2026, https://nokycscore.com/service/envoy

## Key facts
- **Category:** Wallets
- **KYC level:** 0 of 4: ID never required
- **Grades:** Privacy 8.5/10, Safety 7.0/10
- **Sign-up:** No account needed
- **Custody:** non-custodial
- **Incidents on record:** 0
- **Last reviewed:** 22 Oct 2026
- **Official website:** https://foundation.xyz/envoy

## What it is
Envoy is a Bitcoin mobile wallet for iOS and Android from Foundation Devices, Inc. that also acts as the companion app for its Passport hardware wallets. Keys are held on the phone or on Passport, and its Magic Backups feature stores an end-to-end encrypted backup without an email, password or personal information. Traffic can be routed over Tor. The documentation says the in-app purchase option is currently unavailable because the partnership with its former provider ended; the Buy screen instead points to peer-to-peer methods, Azteco vouchers and a map of Bitcoin ATMs. The code is public on GitHub; its licence was not confirmed during this review.

## What the terms say about ID
Self-custody wallet; Magic Backups need "no email, password, or personal information", and no identity information is requested.

## Features and warnings
- **Identity:** ID never required: yes; No account needed: yes; No email needed: yes; No phone number: yes
- **Payment:** Accepts Monero: not stated; Accepts Lightning: not stated
- **Access:** Tor onion address: not stated; Works without JavaScript: not stated
- **Trust:** Never holds your funds: yes; Open source: yes; Independent audit: not stated; Company named: not stated; 5+ years operating: not stated
- **Warnings:** May ask for ID: not in terms; Screens deposits: not in terms; Holds your funds: not in terms; Email required: not in terms; Phone number required: not in terms; Closed source: not in terms; Nobody accountable: not in terms

## Questions
### Does Envoy require KYC?
Envoy is rated KYC level 0 of 4 on this site: ID never required. Self-custody wallet; Magic Backups need "no email, password, or personal information", and no identity information is requested.

### Is Envoy safe to use?
Envoy has a Safety grade of 7.0 out of 10 and a Privacy grade of 8.5 out of 10. No incidents are on record. Evidence level: documentation reviewed.

### Is Envoy legit?
Envoy is a working wallet. Being real is not the same as being safe: its Safety grade here is 7.0 out of 10, built from custody, liquidity, track record and incidents.

### Is Envoy a scam?
NoKYC Score does not label services as scams; it records documented incidents with their sources and outcomes. No incidents are on record for Envoy.

### Do I need an account or email to use Envoy?
No account needed.

### Does Envoy have a Tor onion address?
No official onion address was found on Envoy's own pages.

### Which cryptocurrencies does Envoy support?
Envoy supports BTC.

### Can I use Envoy over Tor?
Envoy does not publish an official onion address.

## Sources
- https://foundation.xyz/envoy
- https://docs.foundation.xyz/envoy/envoy-menu/buy/
- https://docs.foundation.xyz/envoy/tor/
- https://github.com/Foundation-Devices/envoy

How grades are calculated: https://nokycscore.com/methodology