# DigitalPurse review: KYC policy, privacy and safety grades

> DigitalPurse is a card. Its terms put it at KYC level 3 of 4: ID on risk flag. NoKYC Score grades it 2.4/10 for privacy (poor) and 3.8/10 for safety (poor). To watch: it may ask for ID and holds your funds while you use it. No incidents are on record.

Source: NoKYC Score, "DigitalPurse review", reviewed 22 Oct 2026, https://nokycscore.com/service/digital-purse

## Key facts
- **Category:** Crypto Cards
- **KYC level:** 3 of 4: ID on risk flag
- **Grades:** Privacy 2.4/10, Safety 3.8/10
- **Custody:** custodial
- **Fees:** Fees are set per product; terms mention handling fees at checkout
- **Limits:** Daily and monthly order limits for non-verified users (figures not published)
- **Incidents on record:** 0
- **Last reviewed:** 22 Oct 2026
- **Official website:** https://digitalpurse.io

## What it is
DigitalPurse sells virtual cards that are loaded with crypto, converted to USD at load time and usable where cards are accepted online and through Apple Pay or Google Pay. Its FAQ says there is no application process and that loaded funds cannot be transferred or withdrawn. The compliance page says some payments or products may require KYC verification and that non-verified users have daily and monthly order limits. The terms allow the company to review, postpone or cancel the acceptance or dispersal of funds at its discretion. The footer names DECLASSIC TECHNOLOGIES LLC; no jurisdiction is stated.

## What the terms say about ID
Compliance page: "certain types of payments or products may require KYC verification for users who have not yet been verified", with order limits for non-verified users.

## Features and warnings
- **Identity:** ID never required: no; No account needed: not stated; No email needed: not stated; No phone number: not stated
- **Payment:** Accepts Monero: not stated; Accepts Lightning: not stated; Accepts cash: not stated
- **Access:** Tor onion address: not stated; Works without JavaScript: not stated
- **Trust:** Never holds your funds: no; Independent audit: not stated; Company named: not stated; 5+ years operating: not stated
- **Warnings:** May ask for ID: yes; Screens deposits: not in terms; Passes orders to partners: not in terms; Holds your funds: yes; Email required: not in terms; Phone number required: not in terms; Nobody accountable: not in terms

## Questions
### Does DigitalPurse require KYC?
DigitalPurse is rated KYC level 3 of 4 on this site: ID on risk flag. Compliance page: "certain types of payments or products may require KYC verification for users who have not yet been verified", with order limits for non-verified users.

### Is DigitalPurse safe to use?
DigitalPurse has a Safety grade of 3.8 out of 10 and a Privacy grade of 2.4 out of 10. No incidents are on record. Evidence level: documentation reviewed.

### Is DigitalPurse legit?
DigitalPurse is a working card. Being real is not the same as being safe: its Safety grade here is 3.8 out of 10, built from custody, liquidity, track record and incidents.

### Is DigitalPurse a scam?
NoKYC Score does not label services as scams; it records documented incidents with their sources and outcomes. No incidents are on record for DigitalPurse. Its terms also allow it to hold a flagged deposit and ask for identity documents.

### What fees does DigitalPurse charge?
Fees are set per product; terms mention handling fees at checkout. Fees were recorded from DigitalPurse's own pages and can change; check before you send.

### What are DigitalPurse's limits?
Daily and monthly order limits for non-verified users (figures not published).

### Does DigitalPurse have a Tor onion address?
No official onion address was found on DigitalPurse's own pages.

### Is DigitalPurse custodial?
Yes. DigitalPurse holds funds during a trade, which means it is able to delay or freeze them.

### Can I use DigitalPurse over Tor?
DigitalPurse does not publish an official onion address.

## Sources
- https://digitalpurse.io/terms
- https://digitalpurse.io/compliance
- https://digitalpurse.io/faqs

How grades are calculated: https://nokycscore.com/methodology